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Installment Loan Lender
List by Max Cash®

Dive into the Max Cash® directory of the top title loan lenders list in 2025. Secure a loan against your car to consolidate debt, handle large bills, or pay for unexpected expenses.2 5

Trusted by Millions
Speedy Cash
Speedy Cash
Most Recommended
Loan Amount
$50-$25K for Title Loans1
$50-$5,000 for Installment Loans1
$50-$1,500 for Payday Loans1
Loan term
By the Next Payday for Payday Loans⁴
Up to 18 months for Installment Loans⁴
Title Loan Terms Vary by State⁴
4.40
Rated on TrustPilot
Our Verdict

With a fast approval process, our verdict is that Speedy Cash lives up to its name by providing convenient loan options for securing emergency funding.

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Pros
  • In store options for some borrowers
  • Streamlined approval and quick funding4 5
  • Funding is possible as soon as the same day or by the next business day1 2
Cons
  • Must have a bank account to secure a payday loan
  • Required documents may change based on your state of residence
Loan Amount
$300 - $15,000 for Title Loans1
Up To $1,500 for Installment Loans1
$100 - $500 for Payday Loans1
Loan term
Varies based on the loan⁴
0.00
Rated on TrustPilot
Our Verdict

Utah Title Loans can offer a connection to payday loans and quick title loans if you need fast and flexible emergency financial help.

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Pros
  • Bad credit is typically not an issue5
  • No store visit required, Utah Title Loans comes to you
  • For payday loans there are fast in-store approvals4
Cons
  • Vehicle repossession is a potential risk of auto title loans
Loan Amount
Up to $4,000 for Installment Loans1
2.00
Rated on TrustPilot
Our Verdict

Our verdict is that USA Web Cash has been providing installment loans with a focus on quick and efficient service, so qualified borrowers can access the financial help they need without a hassle.

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Pros
  • Simple application process online
  • Flexible payment methods
  • Good and quality service during your loan inquiry
Cons
  • Some services are only available to Alabama, Idaho, Missouri, North Dakota, South Carolina, Texas, Utah and Wisconsin
Loan Amount
Up to $20,000 for Installment and Personal Loans1
Loan term
12 to 36 months
4.80
Rated on TrustPilot
Our Verdict

If you're searching for cash now, Tower Loan can provide personal and installment loans up to $20,000 for some qualified borrowers, all with excellent customer service and an easy application process.1 Personal loans are offered either 100% online, or in-store, as well as installment loans which have fixed rates and predictable payments to fit your budget and lifestyle.

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Pros
  • Poor credit is not necessarily a deal breaker for personal and installment loans
  • Online or in-store options Flexible repayment terms
  • Receive loan potentially the same or by the next business day, if approved5
Cons
  • Some loans require collateral
  • Available in only 6 states
  • Consumers with lower FICO scores may have higher loan interest rates
Loan Amount
$50 - $50001
4.70
Rated on TrustPilot
Our Verdict

ACE Cash Express is a financial services company with over 50 years of experience in business and over 850 locations. This experienced company is known for providing quick and convenient cash solutions, including payday, installment, and title loans, with streamlined application processes and fast approval times. ACE Cash Express also provides additional services such as check cashing, money transfers, and bill payment, making it a one-stop shop for various financial needs.

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Pros
  • Bad credit borrowers can secure title loans
  • In store options
  • Funding is possible in as little as 24 hours
  • Can add loan proceeds to a debit card for convenience
Cons
  • Required documents for approval can change based on your state of residence
  • Some financial products are not available in all states
Loan Amount
Up to $15,000 for Title Loans1
Up to $1,5001
Up to $1,2001
3.40
Rated on TrustPilot
Our Verdict

For 30 years and counting, Texas Car Title and Payday Loan Services, Inc. provides Texans with quick approvals online or in-store. Use the value in your lien-free vehicle title to access up to $15,000 by applying online and choosing a convenient location for a loan representative to perform an inspection, after which you could be funded the same day, if approved5. Payday loans are also available up to $1,200, as well as installment loans up to $1,500.

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Pros
  • Bad credit is welcome for loan products
  • Convenient in-store and online options 30-minute approvals and competitive rates4
  • Approved borrowers can receive cash the same day or by the next business day5
Cons
  • Loan and interest fee amounts may vary depending on the loan type
  • Available only in Texas
  • Interest rates may be considerably higher for short-term loan products
  • Failing to repay or defaulting on title loans may result in vehicle repossession
Loan Amount
$300 to $8001
Loan term
Up to 10 Months
4.30
Rated on TrustPilot
Our Verdict

Spotloan can deliver short-term installment loans up to $800 for first-time borrowers and is an excellent alternative to payday loans when cash is needed quickly to deal with a financial emergency, or just to make it to your next paycheck.1 With Spotloans, loans are tailored to fit your budget and situation, paid back over terms as long as 10 months instead of one lump-sum payment. Applying is super-easy, all online, taking only a few minutes and borrowers may be funded as soon as the same day or by the next business day, if approved.5

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Pros
  • Spotloan fully considers applicants with bad credit for installment loans
  • Prequalifying does not impact credit
  • Pay back loan in terms of up to 10 months
  • If approved, funds may be deposited as soon as the same day or by the next business day5
Cons
  • Interest rates may run as high as 490%
  • Not available nationwide
  • Borrowers are required to have active checking accounts
  • Although loan terms may be longer, it may potentially incur more interest being paid
Loan Amount
$300 to $15,000 Depending on the Loan Type1
0.00
Rated on TrustPilot
Our Verdict

If you're in Arizona and need quick cash and traditional banks won't give you the time of day, Southwest Title Loans can offer $300 to $15,000 using your vehicle title as collateral, with same-day funding possible, if approved.5 If you'd rather not visit a store location, just apply online and choose a location for your vehicle inspection and be approved in 20 minutes or less. If you don't own a vehicle or have a lien-free title, you may also apply for a registration loan and be eligible for the same competitive rates!

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Pros
  • Apply online or in-store with minimum hassle
  • Refinancing available and no prepayment penalties3
  • If approved, receive cash the same day or by the next business day⁵
Cons
  • Title loans may include higher interest rates and are not meant for long-term financial needs
  • Only available in Arizona
  • Borrowers who default or do not fully pay back title loans can potentially risk vehicle repossession
Loan Amount
$477 to $2,6001
Loan term
8 to 21 months
0.00
Rated on TrustPilot
Our Verdict

Security Finance has been established for over 65 years, offering personal loans up to $2,600 for consumers who may have less-than-ideal credit and need funding for debt consolidation or unexpected emergencies.1 Apply either in-store or online and potentially receive funding the same day or next business day, if approved.5 Security Finance also offers a convenient mobile app and online customer portal as well as tax preparation and filing services.

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Pros
  • Consumers with bad credit may still be approved for installment loans
  • No prepayment penalties3
  • Loan refinancing available to potentially lock in better interest rates4
  • Borrowers can receive funds as soon as the same day or by the next business day, if approved5
Cons
  • Loan amounts significantly vary by state
  • Services select states only
Loan Amount
$400 to $4,000 for Personal Installment Loans1
Loan term
12 to 24 months
2.00
Rated on TrustPilot
Our Verdict

If you’re looking for quick funding while also building your credit, SAIL Loans offers installment loans up to $4,000 with cash deposited the same business day.1 Applying is straightforward. Start out using an easy online application and potentially be approved within minutes. Repayment terms are flexible, and the best part is that as a credit builder loan is repaid on time, positive credit history is established.

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Pros
  • Consumers with poor credit may still be eligible for installment loans
  • Fast approval online with funds deposited the same business day, if approved5
  • Build credit over the loan term with a customer savings component received 15 business days after the final loan payment
  • “Refer-a-Friend” referral program with $50 paid to borrowers and $25 to the referred individual
Cons
  • Actual loan amount is state regulated
  • Only available in specific states
  • Depending on credit, interest rates may be significantly higher compared to other traditional loans
Loan Amount
Loan Amounts for Payday Loans and Title Loans vary by State1
Installment Loans Up to $1,0001
Loan term
Up to 6 Months Depending on the Loan Product⁴
0.00
Rated on TrustPilot
Our Verdict

Check City offers fast loans for whatever urgent financial needs consumers are facing, including installment loans, payday loans, title loans, and lines of credit, and they’ve been doing it well since 1986. Check City is known not only for stellar customer service but also for being a direct lender for payday loans, which can simplify the process if you’re applying online.

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Pros
  • Easy online and in-store application process
  • Borrowers can make partial payments without additional fees
  • Receive cash the same day or by the next business day1 2
Cons
  • Services not available nationwide
  • Only a maximum of $500 is available for installment loans1
  • If a consumer wants to opt out of ACH payments, a small origination fee is applied
Loan Amount
Up to $1,500 for Installment Loans Up to $3,000 Depending on the State for Lines of Credit1
Loan term
Varies by Loan Type
4.60
Rated on TrustPilot
Our Verdict

CashNetUSA is a widely-known online lender providing lines of credit, installment loans, and connections to other lenders for over 16 years. They are there for those who need cash fast but may have trouble getting a loan through a traditional bank due to bad credit. Their simple-to-use website allows you to apply for a loan and check your eligibility in minutes, and you can manage your account easily, all online. Funds can be in your account as soon as the next business day, if qualified.5

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Pros
  • Quick and straightforward application process
  • Borrowers can manage payments and check their status easily online
  • Fast approval is possible5
  • Direct deposit as soon as the next business day1 2
Cons
  • Not available nationwide and some specific loans vary by state
  • Only available online
Loan Amount
$100 to $25,000 for Title Loans1
Loan Amounts for Payday Loans Vary by State
Loan term
Typically Around 14-30 Days
4.60
Rated on TrustPilot
Our Verdict

With many locations in 19 states, Check into Cash has offered a wide range of financial services for short-term cash needs since 1993. From payday loans and title loans to installment loans and more, Check into Cash has a simple application process available online or in-store for your ease, with funds available as soon as the same day if approved.5 Apart from loans, check cashing and Western Union services are also available.

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Pros
  • Apply online or in-store and be approved in just a few minutes5
  • Upfront and clear information on fees, terms, and repayment schedules
  • May be able to buy out existing title loans for a larger amount
  • Get money the same day or by the next business day1 2
Cons
  • Title loans come with the risk of repossession for non-payment
  • Not a nationwide service
  • Only allows one loan or credit product at a time
  • Payday loans can have high APRs, given their short-term nature
Loan Amount
Varies for Payday Loans
0.00
Rated on TrustPilot
Our Verdict

For those needing a short-term financial solution, CheckSmart can provide convenient payday loans with some of the best customer service around. With a simplified and easy application process, borrowers can get approved quickly and deal with personal expense.

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Pros
  • No prepayment penalties for paying loans off early.³
  • Bad credit is not necessarily a deciding factor on approvals⁵
  • Receive cash the same day if you apply in-store or by the next business day if you apply online¹ ²
Cons
  • Some loans and loan amounts vary by specific states¹
  • For some loans, credit checks occur during the application process
Loan Amount
Up to $1,000 for Installment Loans1
0.00
Rated on TrustPilot
Our Verdict

Need money fast to deal with personal expenses? Credit Fair-E cuts out the middleman to offer up to $1,000 as soon as the next day to eligible borrowers.1

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Pros
  • No hidden fees3
  • Reports payments to Transunion, building or rebuilding credit
  • Bad credit is ok5
  • Funding is possible as soon as the next business day1 2
Cons
  • Entirely online process with no in-store or person-to-person options
  • Only available in Ohio and Kentucky
Loan Amount
Up to 50,000 for Title Loans1
Up to $1,500 for Cash Advance Installment Loans1
0.00
Rated on TrustPilot
Our Verdict

If you're in the Lone Star State, Check N Title Loans offers title and installment loans if you're in a financial snag, and you can easily apply online or in-store and get up to $50,000 for title loans.1

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Pros
  • Will meet or beat competitor rates and fees
  • Higher loan amounts up to $50,000.1
  • Fast approval with competitive rates4
Cons
  • Defaulting or excessive nonpayment may result in vehicle repossession
  • Only available in Texas
  • Short-term loans may come with higher interest rates4
Loan Amount
Up to $255 for Payday Loans1
Loan term
Up to 31 Days
3.20
Rated on TrustPilot
Our Verdict

Cash Central Loans offers in-store and online loans for applicants who may have bad credit since 2010. The application process is quick, streamlined, and you can bridge the gap in between paychecks.

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Pros
  • You can apply 24/7 online with minimal documents to submit
  • Your credit score is not impacted when applying, even if you are not approved
  • Apply and get approved prior to 7:45 PM EST Monday-Thursday, and you can get the funding amount by the next business day.
Cons
  • Only Kansas applicants can apply for lines of credit
  • Cash Central only services 13 states
  • Loan amounts and rates differ between states with $25 - $75 origination fees, although it is combined with your APR
Loan Amount
$601 - $15,000 for Title Loans1
0.00
Rated on TrustPilot
Our Verdict

Carolina Title Loans Inc. offers online and in-store title loans as well as installment loans and has been doing so for 30 years. The application process is easy and streamlined, with some cash approvals in as little as 30 minutes. Our verdict is that Carolina Title Loans Inc. clearly respects the applicants who choose them, displays great service, and can be an option for those who may have been turned down by a traditional bank.1

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Pros
  • Simple application and you can apply even with bad credit5
  • Prioritize good service for a personal touch
  • Borrowers can pay off their loans early without prepayment penalty fees3
  • Refinance options are available, if qualified
Cons
  • Services are available to South Carolina residents only
  • If you fail to repay a title loan, your car may be repossessed
  • Interest rates may be higher compared to other types of loans
Loan Amount
$100 to $50,000 for Title Loans1
Up to $4,000 for Installment Loans1
Loan term
Up to 90 Days for Installment Loans⁴
4.70
Rated on TrustPilot
Our Verdict

Cash 1 Loans can help you learn how to utilize your vehicle’s equity to secure fast funds for title loans. Or, you can get an installment loan of up to $4,000.1 Established in 1999, they provide a variety of financial products to people of Arizona, Idaho, Louisiana, Nevada, Missouri, Utah, and Kansas. Cash 1’s fast approval process lets you know your potential loan amount in minutes, with funding received within 24 hours in some cases.

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Pros
  • There are no prepayment penalties and qualifying is possible even with bad credit3 5
  • Offers very thorough FAQ website page as well as downloadable App option
  • Emergency cash can be directly deposited within one business day
Cons
  • You can be pre-approved online, but must finish the process at an in-store location, so could be inconvenient for some
  • There are 7 storefront locations, but may not be accessible to all
Loan Amount
N/A
3.40
Rated on TrustPilot
Our Verdict

Cash Express stands out as an accessible and easy option if you need urgent funding, offering an array of products from payday and flex loans, to title and installment loans. They are known for providing fast loan approvals and outstanding customer service.5 However, Cash Express only services four states, so may not be available to a wider consumer base.

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Pros
  • Streamlined application with fast approval, allowing borrowers to get money as soon as the same day5
  • From payday loans to title and installment loans, you have flexibility in choosing a loan option
  • No prepayment penalty fee for early loan payoff3
Cons
  • Although you can apply online, you must finish the process at an in-store location
  • Some loans may incur higher interest rates
  • Title loans are not available for consumers in all 4 serviced states
Loan Amount
Up to $1,5001
Loan term
Up to 24 Months
0.00
Rated on TrustPilot
Our Verdict

When traditional banks turn you down, Checkmate may be able to provide fast and convenient loan options online or in-store with funding as soon as the same or the next business day.5

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Pros
  • Borrowers with bad credit can still apply
  • Convenient repayment options, including in-store or online
  • Receive cash as soon as the same day or by the next business day1 2
Cons
  • Not all consumers qualify for maximum loan amounts
  • Only available in 5 states
  • Payday loans can come with higher APRs compared to other traditional loans
Loan Amount
Up to $5,000 for Installment Loans1
Loan Amounts: Varies by State for Payday Loans1
4.50
Rated on TrustPilot
Our Verdict

If you need emergency cash fast, Check ‘n Go can help out with payday, personal, or installment loans, and they’ve been doing it since 1994. Either visit a store location closest to you, or fill out their easy online application, and you can be funded as soon as the next business day.5 Even those who’ve filed for bankruptcy in the past and are no longer in active bankruptcy are welcome to apply. Plus, Check ‘n Go can offer exceptional customer service, and loans can be managed online or through their mobile app.

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Pros
  • Easy application process and rapid approval5
  • No prepayment penalties3
  • Extended repayment plans for payday loans are available, if qualified
  • In-person check cashing and Netspend Prepaid Mastercard services offered
Cons
  • Only available in certain states, not nationwide
  • Applying may include a credit check
  • Cosigners are not accepted
Loan Amount
Up to $2,000 for Installment Loans1
Loan term
90 Days to 18 Months Depending on Your State of Residence
4.30
Rated on TrustPilot
Our Verdict

Cash Factory USA is just one click away if you need cash fast and would rather apply from the comfort of your home. They specialize in installment loans up to $2,000, if qualified. One of the best things about Cash Factory USA is the ease of applying, and their lightning-fast approval process, with funds direct-deposited into your account as soon as the same day.5 They also are upfront and transparent regarding interest rates, fees, and repayment schedules. Cash Factory USA services consumers in just 7 states, but they aim to branch out in the future.

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Pros
  • Fast approval process, making them a go-to for emergency situations5
  • Operating fully online, you can apply, check the status of, and easily manage repayments of a loan anytime/anywhere
  • Provide clear information about fees, terms and repayment schedules
Cons
  • If you prefer a face-to-face application process, Cash Factory USA is a strictly online platform
  • Only available in 7 states, not nationwide
Loan Amount
$500 to $4,0001
Loan term
9-18 Months
0.00
Rated on TrustPilot
Our Verdict

For consumers with poor or maybe fair credit, OppLoans can provide personal and installment loans ranging from $500 to $4,000 with no hidden charges and a predictable fixed rate.1 The application process is entirely online through a simple-to-use form where borrowers are matched with the lender right for them followed by funding the same or by the next business day, pending approval.5 OppLoans also offers "OppU" to help educate borrowers on topics like financial planning and managing their money.

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Pros
  • Apply online with potential approval in minutes
  • Loans come with fixed rates and no hidden fees
  • No prepayment penalties3
  • After approval, funding may be received the same day or by the next business day5
Cons
  • For borrowers with low credit, APRs may still be higher
  • Not available nationwide
  • Some loan terms may be shorter or longer depending on the type of financial product and state4
Loan Amount
$100 to $5,0001
Loan term
Up to 12 Months
0.00
Rated on TrustPilot
Our Verdict

King of Kash has 40 years of experience helping borrowers obtain personal loans from $100 to $5,000 when traditional banks have denied them due to either poor, or no, credit.1 Appling takes just a few minutes online or in-store with funds direct-deposited into your account within 1 business day.5 What's best is the King of Kash approval process is based solely off your ability to repay, and not just your credit–and with no loan origination fee.

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Pros
  • No credit check and no collateral required
  • Money used becomes available again after making payments
  • No prepayment penalties3
  • Potential funding as soon as the same day or the next business day1 2
Cons
  • Some may experience a negative impact on ability to borrow from other lending companies
  • Only available in select states
  • Not making timely loan payments may result in late fees and decrease in available credit limit
Loan Amount
$50 to $5,000 for Installment Loans1
Loan term
60 Days to 18 Months
0.00
Rated on TrustPilot
Our Verdict

For over 25 years, Money 4 You Loans has served Utah residents needing cash fast - up to $5,000 available to qualifying applicants.1 Applying for installment loans is simple, either online or at a convenient store location, a loan specialist will walk you through the process to see how much you may qualify for an approval in just 15 minutes.5 Money 4 You Loans prides themselves on having a friendlier, down home feel with excellent customer service.

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Pros
  • Poor or even no-credit borrowers may be eligible for installment loans
  • New borrowers receive the first loan at half off the regular APR
  • Choose from 60 days up to 18-month loan duration that works best
  • Get funded as the same business day, if approved5
Cons
  • Finance charges may vary or be higher over the loan term
  • Available in Utah only
  • Short-term installment loans may cost more over time compared to other traditional loans
Loan Amount
$300 to $10,0001
0.00
Rated on TrustPilot
Our Verdict

New Mexico Title Loans, Inc. can assist residents of New Mexico needing urgent funds with title loan cash up to $10,000, available the same day, if approved.5 Start the ball rolling with their easy-to-use online application, followed up with a call from a friendly specialist where you can select a location that's convenient for you to meet for a vehicle inspection. Once the vehicle evaluation is complete, in 30 minutes or less, you can drive away with a check and peace of mind. Installment loans are also offered as an alternative, with amounts up to $1,250.1

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Pros
  • No checking account or driver’s license required for title loans
  • No store visit necessary, borrowers choose the location for vehicle inspections
  • Loan refinancing available, if eligible
  • Following vehicle inspections, funding is possible the same day or by the next business day, if approved5
Cons
  • Installment loans require hard credit checks
  • Available to New Mexico residents only
  • Repossession of vehicles may occur if borrowers default on title loans or fail to make payments
  • Loans can come with higher interest rates
Loan Amount
$200 to $15,0001
0.00
Rated on TrustPilot
Our Verdict

With 13 store locations, Nevada Title and Payday Loans, Inc. offers fast access to needed cash through title, payday, and installment loans up to $15,000.1 For title loans, start the application process online and following a call from a friendly loan agent, visit a store location to complete the process and within 30 minutes or less, leave the store with cash in your hands, as well as your keys, because with title loans, you keep your vehicle the entire duration of the loan–so no change to your lifestyle as long as you keep up with your payments!

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Pros
  • Borrowers with bad credit or no checking account may still qualify for title loans
  • Even if a consumer defaults on loans, no report is filed with credit bureaus
  • 30 minute approval at competitive rates4
  • Receive funds in-store the same day, or by the next business day1 2
Cons
  • The risk of vehicle repossession is possible if loan payments are consistently missed or defaulted on
  • Available to Nevada residents only
  • Title loans and other loan products are designed for short-term financial needs and may come with higher interest rates
Loan Amount
$500 to $3,5001
Loan term
5 to 12 months
0.00
Rated on TrustPilot
Our Verdict

MoneyKey offers installment loans and lines of credit to consumers across various states across the U.S. needing funds quickly but without the hassle and red tape of traditional banks. Loan amounts range from $500 to $3,500 via a start to finish online process, which takes minutes to complete and, if approved, funds can be directly deposited the same business day.1 5 MoneyKey's line of credit loans allows eligible borrowers to take out funds as they need for maximum ease and flexibility.

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Pros
  • Simple online application with funds deposited as soon as the same business day, if approved5
  • No prepayment penalties3
  • Unemployed borrowers are eligible to apply
  • Borrowers making on-time payments may be eligible for reduced charges and/or increased credit limits
Cons
  • Some loan amounts and credit limits vary greatly by state
  • Available in select states only
  • No loan refinancing options
  • Installment loans may come with much higher interest rates and can become expensive over time
Loan Amount
Up to $255 for Payday Loans1
3.70
Rated on TrustPilot
Our Verdict

Moneytree allows borrowers needing cash sooner rather than later receive funds as soon as the same day via a quick and easy application process with approvals in 30 minutes or less. Moneytree also offers various financial services for those who may not have access to traditional banks, such as cash checking, money orders and wire transfers, in addition to helping business owners with payroll checking. Customer service is available 24/7 online, or at their 80 store locations.

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Pros
  • Fast loan approvals with funding possible the same or next business day.5
  • No prepayment penalties3
  • Borrowers never in the dark about fees or terms, including interest rates
  • Earn cash rewards with eligible referrals of friends or family
Cons
  • Loan limits vary significantly by state
  • Not available nationwide
  • Moneytree loans are for short-term financial needs, which may not be the best solution for some consumers
Loan Amount
$300 to $15,0001
0.00
Rated on TrustPilot
Our Verdict

Missouri Title Loans, Inc. specializes in helping borrowers in need of quick cash with title loans up to $15,000 in addition to installment loans up to $1,500, all with a streamlined, hassle-free process.1 Start out online with an easy online form, then a friendly loan agent will gather more information and from there choose a location for an inspection of your vehicle and in as little as 30 minutes, you may be funded on the spot, if approved!

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Pros
  • All credit types welcome: bad, good, or non-existent
  • No prepayment penalties3
  • Refinancing is allowed in some cases
  • After a quick vehicle inspection, funding may be received the same business day, if approved5
Cons
  • Applying for installment loans comes with a hard credit check
  • Only available in Missouri
  • Failing to make payments or defaulting on title loans may result in vehicle repossession
Loan Amount
$300 to $2,500 for Title Loans1
0.00
Rated on TrustPilot
Our Verdict

Where other lenders fail, Mississippi Title Loans, Inc can offer borrowers needing quick cash up to $2,500 through title loans by using their lien-free vehicle title as collateral.1 MTL also offers loans up to $400 with payday loans, and up to $1,250 in installment loans to cover almost any financial need.1 Begin the title loan application process at home via their easy online form, then choose a location (no store visit necessary) for a quick vehicle inspection, and you may receive funds the same day, and keep your keys and your car!

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Pros
  • Start application online and choose a convenient location to finish; MTL comes to you
  • No credit check for title loans
  • Fast, 30 minute approval and competitive rates4
  • Following a quick vehicle inspection, funding may be received the same day or the next business day, if approved5
Cons
  • Using a vehicle title as collateral means repossession is possible if the loan is defaulted on
  • Available only to Mississippi residents
  • Payday loans and other loan types can come with higher interest rates compared to traditional loans
Loan Amount
Up to $5,0001
0.00
Rated on TrustPilot
Our Verdict

With over 25 years of experience, Minute Loan Center can offer installment loans up to $5,000 for life's unexpected financial emergencies, even if your credit isn't the best.1 Installment loans, unlike payday loans, give the borrower more time to repay with greater flexibility, plus every payment made pays down the borrowed amount. What's even better is that Minute Loan Center has its own bank source with the same security as a Federal Bank–and you can get funded in as little as one business day, if approved!

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Pros
  • Prequalifying online doesn’t affect your credit
  • Installment loans include fixed number of payments and interest
  • Potentially build credit with on-time payments in addition to qualifying for rewards programs
  • Receive funding the same or next business day, pending approval5
Cons
  • Loan amounts can vary by state
  • Not available nationwide
  • Military members are not eligible for loans
  • Short-term loans may come with higher interest rates
Loan Amount
$100 to $3,7501
0.00
Rated on TrustPilot
Our Verdict

If you're looking for speed and convenience with zero hassle, MaxLend provides installment loans up to $3,750, even with poor credit.1 Most payday loans require a lump sum payment, but with a MaxLend installment loan, you pay over time with flexible repayment terms to fit your budget and lifestyle. Applying is streamlined and easy, just fill out their online form with a follow-up call by a MaxLend loan agent to verify your information. You can then be funded as soon as the same day, if approved.

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Pros
  • No or bad credit borrowers may be eligible for installment loans
  • No prepayment penalties3
  • Returning consumers may qualify for MaxLend Preferred Rewards
  • Receive funding potentially the same day or by the next business day, if approved5
Cons
  • Borrowers who have or intend to declare bankruptcy cannot apply
  • Only available in select states
  • Installment loans may come with higher interest rates compared to traditional or other loans
Loan Amount
Up to $10K for Title Loans1
Up to $4,000 for Installment Loans1
Up to $500 for Payday Loans1
2.90
Rated on TrustPilot
Our Verdict

If you've been hit with an unexpected expense or just need cash until your next payday, LendNation offers payday, installment and title loans with 350+ store locations.1 Apply online or in-store even with bad credit and receive potential funding the same or by the next business day, if approved.5 LendNation also provides flexible repayment options with no prepayment penalties.

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Pros
  • Bad credit or unemployed borrowers may still be eligible for some loans
  • Online and in-store options
  • No prepayment penalties3
  • Receive funds the same day or by the next business day, if approved5
Cons
  • Military members cannot apply
  • Only available in select states
  • Require consumers to have a minimum monthly income
  • Perform a credit check when applying
Loan Amount
$200 to $5,000 for Installment Loans1
0.00
Rated on TrustPilot
Our Verdict

Las Vegas Finance are direct lenders offering an alternative to payday loans with low-interest installment loans up to $5,000.1 Applying is easy, just fill out their online form, and once approved, finish the process at their Las Vegas office and get funded the same day.5 Las Vegas Finance is happy to work with poor credit consumers, they even report on-time payments and help build or rebuild credit.

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Pros
  • Consumers with poor credit may be eligible for installment loans
  • Short and long-term payment plans with higher borrowing limits
  • No prepayment penalties3
  • Funding possible the same business day, if approved5
Cons
  • Run hard credit checks
  • Available to Nevada residents only (specifically Las Vegas)
  • Loans come with high interest and are meant for short-term financial needs
Loan Amount
$300 to $15,000 for Title Loans1
Installment Loans Up to $1,5001
$100 to $500 for Payday Loans1
0.00
Rated on TrustPilot
Our Verdict

With Idaho Title Loans, Inc., apply for a title loan online and potentially access up to $15,000 without the hassle of an in-store visit and much-needed cash in your hands the same day, if approved.5 With 30 years of experience, Idaho Title Loans, Inc. has streamlined the process, starting with an easy online application, followed by a quick call by a friendly representative, after which you choose the location for your vehicle inspection–and you may be approved in 30 minutes or less. Additionally, payday and Installment loans are also offered if you don't own a vehicle for quick cash.

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Pros
  • Borrowers with poor credit may still apply for title loans
  • No prepayment penalties3
  • Quick approval in as little as 30 minutes4
  • Payday and installment loans available to access cash fast
Cons
  • Failing to make payments or defaulting on title loans may lead to repossession and sale of the vehicle
  • Only available in Idaho
  • Interest and other fees may vary greatly
Loan Amount
$500 to $1,0001
Up To $15001
Loan term
Typically 61 days - 12 Month Terms
0.00
Rated on TrustPilot
Our Verdict

Cash USA Today excels at helping borrowers get the funds they need quickly, with loans up to $1,000, and direct-deposited as soon as the next business day, if approved.1 5 If you're worried about your credit, it may not be an issue when applying for a loan with Cash USA Today.

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Pros
  • Cash USA Today is a direct lender with fewer fees and transparency
  • Offer bi-weekly or monthly payments
  • Fast approval with money available as soon as the next business day1 2
  • Pay loans off early with no additional fees3
Cons
  • Loans can have higher interest rates
  • Not available nationwide
  • NSF (non-sufficient funds) fees are applied to returned payments

Frequently Asked Questions for
Installment Loans

Some of the most popular installment loans include auto loans and personal loans, but you may not have known that some title loans can also be paid in installments over time.4

The criteria for installment loans depend on the type of loan you decide to apply for, as personal loans will have different requirements than title loans. But, in many cases, you will need a valid, government-issued ID, proof of income, and other important documents to verify your information. In the case of personal loans, you will often need to provide bank statements to verify your income. For title loans, you must provide a state-issued car title in your name at the time of your application.5

Predictability is the primary benefit of completely online installment loans.5 With an installment loan, your monthly payment is the same throughout the life of the loan. This allows you to understand how to budget for the loan from month to month.4

The exact interest rate of an installment loan depends on your credit history, along with the type of loan you are applying for, and other important factors. Each payment toward your personal loan or other installment loan includes a portion that is directly paid to the principal (the amount borrowed) and a portion for interest charges.

Typically, installment loans with guaranteed approval aren’t an option. To get approved for a loan online or in person, you’ll need to present documentation to verify your income and identity. Additionally, a lender needs to review your financial history. While approval isn’t guaranteed, the application process can be fast and speedy! Some lenders cater to individuals without strong credit histories, making it possible to get installment loans with bad credit.5

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Have more questions? We have answers. Get connected to the best personal loans, payday loans, or title loans with the help of Max Cash®!2 5

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