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Southwest Title Loans
Southwest Title Loans
4.0
Accessibility
Rates & Terms
Repayment Experience
Speed
Southwest Title Loans
Loan Amount
$300 to $15,000 Depending on the Loan Type1
Our Verdict

If you're in Arizona and need quick cash and traditional banks won't give you the time of day, Southwest Title Loans can offer $300 to $15,000 using your vehicle title as collateral, with same-day funding possible, if approved.5 If you'd rather not visit a store location, just apply online and choose a location for your vehicle inspection and be approved in 20 minutes or less. If you don't own a vehicle or have a lien-free title, you may also apply for a registration loan and be eligible for the same competitive rates!

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Pros and Cons of Southwest Title Loans

Southwest Title Loans can be a convenient option for Arizona residents needing quick and flexible financial solutions through personal, installment, and title loans.5

Pros
  • Apply online or in-store with minimum hassle
  • Refinancing available and no prepayment penalties3
  • If approved, receive cash the same day or by the next business day⁵
Cons
  • Title loans may include higher interest rates and are not meant for long-term financial needs
  • Only available in Arizona
  • Borrowers who default or do not fully pay back title loans can potentially risk vehicle repossession

How Southwest Title Loans Compares
to Other Options

Southwest Title Loans
Cash Factory USA
Advance Financial 24/7 Personal Loans
Max Cash's Rating
4.0
4.3
4.0
Repayment Terms N/A 90 Days to 18 Months Depending on Your State of Residence Up to 24 months
Funding Timeline Same day or by the next business day Receive funds on the same day or by the next business day N/A
Bottom Line

Southwest Title Loans can help borrowers needing immediate cash with title loans up to $15,000 in as little as 30 minutes.1 Personal loans and other services are also offered, but for Arizona residents only.

Cash Factory USA can be a viable choice for those needing cash fast and prefer a start-to-finish online experience. With a commitment to near-instant approval, borrowers can receive funds the same or next business day.5 However, servicing only 7 select states, they may not work for all consumers.

Applying for a loan with Advance Financial 24/7 in person or online is an option, but only if you are a resident in an available state.

Frequently Asked Questions about
Southwest Title Loans

Southwest Title Loans is a legitimate business that has been operating since 2000.

Speak to a loan agent at 623-266-9163 or fill out their online form to get started today.

Southwest Title Loans is not currently accredited by the Better Business Bureau (BBB).

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Max Cash®

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It's Relief.

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