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Check City
Check City
4.0
Accessibility
Rates & Terms
Repayment Experience
Speed
Check City
Loan Amount
Loan Amounts for Payday Loans and Title Loans vary by State1
Installment Loans Up to $1,0001
Loan term
Up to 6 Months Depending on the Loan Product⁴
Our Verdict

Check City offers fast loans for whatever urgent financial needs consumers are facing, including installment loans, payday loans, title loans, and lines of credit, and they’ve been doing it well since 1986. Check City is known not only for stellar customer service but also for being a direct lender for payday loans, which can simplify the process if you’re applying online.

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Partner Disclosure

Partner Disclosure

Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.

Pros and Cons of Check City

Check City can be a fast choice for those needing quick financial solutions, offering title loans and installment loans.5

Pros
  • Easy online and in-store application process
  • Borrowers can make partial payments without additional fees
  • Receive cash the same day or by the next business day1 2
Cons
  • Services not available nationwide
  • Only a maximum of $500 is available for installment loans1
  • If a consumer wants to opt out of ACH payments, a small origination fee is applied

How Check City Compares
to Other Options

Check City
Cash USA Today for Installment Loans CashNetUSA
Max Cash's Rating
4.0
4.3
4.3
Repayment Terms Up to 6 Months Depending on the Loan Product⁴ Typically 61 days - 12 Month Terms Varies by Loan Type
Funding Timeline Receive funds on the same day or by the next business day Receive funds by the next business day Receive funds on the same day or by the next business day
Bottom Line

Available online 24/7, Cash USA Today is there for a multitude of consumers who may have poor credit but need funds immediately. As online direct lenders, there’s no third party hassle and total transparency.

CashNetUSA is well-suited for individuals needing fast cash and would rather manage the process online. The application is convenient, easy, and approval can be quick.5 Borrowers should still check for availability in their specific state.

Frequently Asked Questions about
Check City

Check City has been a legitimate business since 1986. They are also a state-licensed and registered lender.

Call Check City’s toll-free customer service department at (866) 294-4672.

Check City has not been accredited by the Better Business Bureau (BBB).

Ready to See if You Qualify for Funding?

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Partner Disclosure

Partner Disclosure

Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.

Max Cash®

It's More Than a Loan.
It's Relief.

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