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Check City
Check City
4.0
Accessibility
Rates & Terms
Repayment Experience
Speed
Check City
Loan Amount
Loan Amounts for Payday Loans and Title Loans vary by State1
Installment Loans Up to $1,0001
Loan term
Up to 6 Months Depending on the Loan Product⁴
Our Verdict

Check City offers fast loans for whatever urgent financial needs consumers are facing, including installment loans, payday loans, title loans, and lines of credit, and they’ve been doing it well since 1986. Check City is known not only for stellar customer service but also for being a direct lender for payday loans, which can simplify the process if you’re applying online.

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Pros and Cons of Check City

Check City can be a fast choice for those needing quick financial solutions, offering title loans and installment loans.5

Pros
  • Easy online and in-store application process
  • Borrowers can make partial payments without additional fees
  • Receive cash the same day or by the next business day1 2
Cons
  • Services not available nationwide
  • Only a maximum of $500 is available for installment loans1
  • If a consumer wants to opt out of ACH payments, a small origination fee is applied

How Check City Compares
to Other Options

Check City
LoanCenter
3D Loans
Max Cash's Rating
4.0
4.0
4.3
Repayment Terms Up to 6 Months Depending on the Loan Product⁴ Typically 24-48 months 30 Days for Check Loans⁴ Title Loan Terms Vary by State⁴
Funding Timeline Receive funds on the same day or by the next business day Receive funds on the same day or by the next business day Receive funds as little as 30 minutes or the same business day
Bottom Line

LoanCenter can help borrowers online or in-store to receive up to $50,000 based on the equity in their vehicle.1 With a quick approval process, funds may be received as soon as the next business day.5

3D Loans offers a quick inquiry process but title loans typically have shorter repayment terms.4

Applying for a loan in person or online is an option.5

Frequently Asked Questions about
Check City

Check City has been a legitimate business since 1986. They are also a state-licensed and registered lender.

Call Check City’s toll-free customer service department at (866) 294-4672.

Check City has not been accredited by the Better Business Bureau (BBB).

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Max Cash®

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It's Relief.

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