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Cash Factory USA
Cash Factory USA
4.3
Accessibility
Rates & Terms
Repayment Experience
Speed
Cash Factory USA
Loan Amount
Up to $2,000 for Installment Loans1
Loan term
90 Days to 18 Months Depending on Your State of Residence
Our Verdict

Cash Factory USA is just one click away if you need cash fast and would rather apply from the comfort of your home. They specialize in installment loans up to $2,000, if qualified. One of the best things about Cash Factory USA is the ease of applying, and their lightning-fast approval process, with funds direct-deposited into your account as soon as the same day.5 They also are upfront and transparent regarding interest rates, fees, and repayment schedules. Cash Factory USA services consumers in just 7 states, but they aim to branch out in the future.

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Pros and Cons of Cash Factory USA

Cash Factory USA has been a direct licensed lender since 2012, offering quick and convenient financial solutions through payday and installment loans.5

Pros
  • Fast approval process, making them a go-to for emergency situations5
  • Operating fully online, you can apply, check the status of, and easily manage repayments of a loan anytime/anywhere
  • Provide clear information about fees, terms and repayment schedules
Cons
  • If you prefer a face-to-face application process, Cash Factory USA is a strictly online platform
  • Only available in 7 states, not nationwide

How Cash Factory USA Compares
to Other Options

Cash Factory USA
Rapid Auto Loans
Cash Express
Max Cash's Rating
4.3
4.0
4.3
Repayment Terms 90 Days to 18 Months Depending on Your State of Residence Up to 12 Months N/A
Funding Timeline Receive funds on the same day or by the next business day Receive funds on the same day or by the next business day Receive funds on the same day or by the next business day
Bottom Line

Cash Factory USA can be a viable choice for those needing cash fast and prefer a start-to-finish online experience. With a commitment to near-instant approval, borrowers can receive funds the same or next business day.5 However, servicing only 7 select states, they may not work for all consumers.

Rapid Auto Loans can help Florida borrowers needing quick funding using the equity based on their vehicles as collateral. Rapid Auto offers a 12-month repayment period and no prepayment penalties with cash available the same day, if approved.3 5

Cash Express can meet your financial emergency with an array of loan options, including payday, flex, installment, pawn, and title loans. With a hassle-free fast application, funds can be available the same or the next business day, if approved.5

Frequently Asked Questions about
Cash Factory USA

Cash Factory USA has been a legitimate, state-licensed lender since 2012.

You can contact Cash Factory USA at 1-855-374-5626 or email support@cashfactoryusa.com for further information.

Cash Factory USA has not been accredited by the Better Business Bureau (BBB) and has no BBB rating.

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