For consumers with poor or maybe fair credit, OppLoans can provide personal and installment loans ranging from $500 to $4,000 with no hidden charges and a predictable fixed rate.1 The application process is entirely online through a simple-to-use form where borrowers are matched with the lender right for them followed by funding the same or by the next business day, pending approval.5 OppLoans also offers "OppU" to help educate borrowers on topics like financial planning and managing their money.
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of OppLoans
OppLoans can be a solid option for borrowers seeking quick and flexible financial solutions through personal loans and installment loans.5
- Apply online with potential approval in minutes
- Loans come with fixed rates and no hidden fees
- No prepayment penalties3
- After approval, funding may be received the same day or by the next business day5
- For borrowers with low credit, APRs may still be higher
- Not available nationwide
- Some loan terms may be shorter or longer depending on the type of financial product and state4
How OppLoans Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | 9-18 Months | N/A | N/A |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day | Receive funds on the same business day |
| Bottom Line | For borrowers with poor credit, OppLoans can be a great alternative to payday loans with personal loans up to $4,000 with fixed rates and flexible repayment terms.1 OppLoans’ partnership with well-established banks also ensures maximum security and trust, but is not available nationwide. |
Whether for unexpected emergencies or debt consolidation, Mariner Finance, LLC offers flexible personal loans from $1000 to $25,000.1 Borrowers can also easily manage loans via their online portal for maximum convenience. |
For those without a checking account or poor credit, Justice Finance can offer personal loans up to $1,760 with no collateral required.1 Apply online, in-store, or by phone with same-day funding possible, but available only in the DFW area.5 |
Frequently Asked Questions about
OppLoans
OppLoans is a legitimate business and member of the Financial Health Network.
Call 1-800-990-9130 to speak with an OppLoans agent, or email info@opploans.com.
OppLoans is accredited by the Better Business Bureau (BBB) and has an A+ rating.
Ready to See if You Qualify for Funding?
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.