Call Text Apply
MoneyKey
MoneyKey
4.0
Accessibility
Rates & Terms
Repayment Experience
Speed
MoneyKey
Loan Amount
$500 to $3,5001
Loan term
5 to 12 months
Our Verdict

MoneyKey offers installment loans and lines of credit to consumers across various states across the U.S. needing funds quickly but without the hassle and red tape of traditional banks. Loan amounts range from $500 to $3,500 via a start to finish online process, which takes minutes to complete and, if approved, funds can be directly deposited the same business day.1 5 MoneyKey's line of credit loans allows eligible borrowers to take out funds as they need for maximum ease and flexibility.

Get Started

Pros and Cons of MoneyKey

MoneyKey can be a great option for those seeking quick and flexible financial solutions through lines of credit and installment loans.5

Pros
  • Simple online application with funds deposited as soon as the same business day, if approved5
  • No prepayment penalties3
  • Unemployed borrowers are eligible to apply
  • Borrowers making on-time payments may be eligible for reduced charges and/or increased credit limits
Cons
  • Some loan amounts and credit limits vary greatly by state
  • Available in select states only
  • No loan refinancing options
  • Installment loans may come with much higher interest rates and can become expensive over time

How MoneyKey Compares
to Other Options

MoneyKey
Checkmate Lending Solutions
LoanMax
Max Cash's Rating
4.0
4.0
4.3
Repayment Terms 5 to 12 months Up to 24 Months N/A
Funding Timeline Receive funds on the same day or by the next business day Receive funds on the same day or by the next business day Receive funds on the same day or by the next business day
Bottom Line

MoneyKey’s lines of credit and installment loans are offered through an easy online application with funds deposited the same business day, if approved.5 Its lines of credit also allows consumers to draw cash as needed versus a lump-sum, however MoneyKey’s products are not available nationwide.

For those in the 5 states served, Checkmate is a great option for quick access to cash via online and in-store loans. With a simple, fast application process, funding is possible even with bad credit.5

With a super-fast approval process, LoanMax can put up to $10,000 in eligible borrowers’ hands the same business day, if approved.5 If you reside in a state where LoanMax operates and have a lien-free title, it can be an easy way to get much-needed cash.

Frequently Asked Questions about
MoneyKey

MoneyKey is a legitimate business that has been operating since 2011.

Call a friendly MoneyKey Customer Care team agent at 1-866-255-1668.

MoneyKey is not currently accredited by the Better Business Bureau (BBB).

Ready to See if You Qualify for Funding?

Get Started

Max Cash®

It's More Than a Loan.
It's Relief.

Apply now