Title Loan Lender
List by Max Cash®
Dive into the Max Cash® directory of the top title loan lenders list in 2025. Secure a loan against your car to consolidate debt, handle large bills, or pay for unexpected expenses.2 5
Since it's possible to receive fast title loan funding through a title loan serviced by LoanMart, we find that LoanMart can provide helpful financial support to qualified borrowers - even if their credit histories aren't up to par. However, be prepared to gather your paperwork in advance to make the online application process a little more streamlined.
- Bad credit borrowers may qualify
- Refinancing options available to eligible borrowers
- Funding is possible in as little as 24 hours1 5
- No in-store options
- Required documents for approval can change based on your state of residence
- Cannot be used for non-personal related expenses
Up to $2.5K for Personal Loans1
The application process through TitleMax is straightforward and can be done online or in-store, making it accessible to a wide range of borrowers. While it is typically possible for individuals to skip a credit check and keep driving their vehicles during the repayment process, these loans tend to come with shorter repayment periods, which might not be feasible for everyone.5
- Bad credit borrowers may be eligible for title loans
- In store options for some borrowers
- Quick approval and competitive rates4
- Funding is possible as soon as the same day or by the next business day1 2
- Securing a loan against your car can result in repossession if you default on your loan
- Cannot be used for non-personal related expenses
- Must have a bank account to secure a personal loan
- Required documents may change based on your state of residence
- Repayment terms may be short depending on your state of residence4
$50-$5,000 for Installment Loans1
$50-$1,500 for Payday Loans1
Up to 18 months for Installment Loans⁴
Title Loan Terms Vary by State⁴
With a fast approval process, our verdict is that Speedy Cash lives up to its name by providing convenient loan options for securing emergency funding.
- In store options for some borrowers
- Streamlined approval and quick funding4 5
- Funding is possible as soon as the same day or by the next business day1 2
- Must have a bank account to secure a payday loan
- Required documents may change based on your state of residence
Up to $5K for Personal Loans1
WCC has options that caters to borrowers without strong credit scores. Our review is that WCC may not provide as seamless of a loan experience as others in the financial services industry, but it may be able to offer higher title loan amounts to eligible borrowers in comparison to some options.1
- Bad credit borrowers may be eligible for title loans5
- Variety of repayment options are available
- Quick approval and competitive rates4
- Securing a loan against your car can result in repossession if you default on your loan
- May need to have a bank account to secure a personal loan
- Required documents may change based on your state of residence
Varies for Personal Loans
CLA has numerous affiliated locations across the country, with a significant presence in states such as Georgia, Texas, Alabama, and South Carolina. This allows individuals from all different regions to begin a loan inquiry online, over the phone, or in person with a loan agent. Our verdict is that CLA focuses on accessibility by providing short-term loans for borrowers, so the repayment period may not be ideal for those who need an extended period of time to pay off their loans.1
- Bad credit borrowers may be eligible for title loans5
- Convenient repayment options
- Fast approval process and competitive rates4
- Securing a loan against your car can result in repossession if you default on your loan
- May need to have a bank account to secure a personal loan
- Required documents may change based on your state of residence
Up To $1,500 for Installment Loans1
$100 - $500 for Payday Loans1
Utah Title Loans can offer a connection to payday loans and quick title loans if you need fast and flexible emergency financial help.
- Bad credit is typically not an issue5
- No store visit required, Utah Title Loans comes to you
- For payday loans there are fast in-store approvals4
- Vehicle repossession is a potential risk of auto title loans
Wiregrass Title Loans stands out by offering a speedy and simple application process, making a vehicle-secured loan a viable option for borrowers with less-than-perfect credit. While its accessibility may be somewhat limited, Wiregrass Title Loans is known for delivering reliable service for qualified individuals in Alabama.5
- Bad credit may not be an issue5
- Convenient online application that you can start whenever, wherever4
- Same-day funding is possible1 2
- Vehicle repossession is a possibility if you default on your loan
- Vehicle inspection required
- One location in Alabama
USA Money Today is one of the highest-rated title loan companies in the Las Vegas area, family-owned and known for providing the most cash based on the equity and value of a borrower's vehicle. Available 24/7, apply online or over the phone, or visit one of their 4 store locations, and after a quick vehicle appraisal, funding may be possible in as little as 25 minutes with money available the same day, if approved.
- Fast application process for those with bad credit5
- No prepayment penalties3
- Top-notch service
- If you fail to repay a car title loan, your car could be seized
- Only available in Las Vegas and other cities in Nevada
If you need emergency financial assistance, a title loan secured through Atlanta Title Loans can be a lifeline. Our verdict is that Atlanta Title Loans has many physical locations that you can visit to submit an application (although if you prefer to begin your inquiry online, that is possible). Additionally, Atlanta Title Loans does require a credit check, but securing approval with poor credit may be possible.
- Securing a title loan with bad credit is possible
- Can start application online
- Drive your car during repayment process
- Quick and simple approval process5
- Funding is possible the same day or the next business day1 2
- Using your car as collateral for a loan comes with risks, including repossession if you default on the loan
- May need to drive to physical location for car inspection
- Only available in Georgia
- Car title must be lien-free in most cases
American Title Loans can offer one of the speediest inquiry processes around and caters to borrowers without strong credit histories. Our verdict is that although limited in terms of accessibility, American Title Loans provides quality service to eligible borrowers.
- Bad credit borrowers may be eligible for title loans
- In store options Quick approval4
- Same-day funding is possible1 2
- Vehicle repossession is a possibility if you default on your loan
- Vehicle inspection required
$100-$3,000 for Personal Loans1
America's Loan Company provides title loans and personal loans to Ohio residents, catering to both good and bad credit scores. The application process can be completed online, ensuring convenience and quick access to funds. Our verdict is that since there are refinancing options available to qualified borrowers, along with other convenient perks and terms, America's Loan Company is a viable option for personal loans and title loans.
- Securing a loan against your car allows flexibility during the inquiry process
- Bad credit may not hold you back
- Quick approval process4
- Only available in Ohio
- Longer loan terms may lead to paying more in interest over time4
$100-$500 for Payday Loans1
Our verdict surrounding Alabama Title Loans is that if you are searching for payday loans or a loan against your car, you can access a convenient application process online or in store!
- Title loans may be available to borrowers with bad credit
- Quick approval process4
- Receiving funds is possible the same day or the next business day1 2
- Defaulting on a car loan can result in repossession
- In-store inquiries only
- Payday loans have shorter loan terms in some cases4
All-Star Payday Loans offers payday loan services in Michigan to help qualified individuals manage short-term financial needs. Payday loans are small, short-term loans typically due on the borrower's next payday and are often used for emergency expenses or unexpected bills. All-Star Payday Loans has multiple store locations, providing convenient access for individuals who need quick financial help to get their finances back on track.
- Bad credit borrowers may be eligible In store options available
- Quick approval process4
- Funding is possible as soon as the same or by the next business day1 2
- Only Available in Michigan
- Must have a current checking account
- Shorten repayment terms4
Advance America Loans is a financial services company that provides a range of quick cash solutions, including payday loans, personal installment loans, and title loans. Our verdict is that Advance America prioritizes fast funding and accessibility by offering fast inquiries and in-store or online options.5
- Bad credit borrowers may be eligible for title loans
- In store or online options
- Quick approval and competitive rates4
- Funding is possible as soon as the same or by the next business day1 2
- Securing a loan against your car can result in repossession if you default on your loan
- Must have a bank account and SSN for an online loan
- Payday loans have shorter repayment periods4
- Required documents may change based on your state of residence
- Repayment terms may be short depending on your state of residence4
ACE Cash Express is a financial services company with over 50 years of experience in business and over 850 locations. This experienced company is known for providing quick and convenient cash solutions, including payday, installment, and title loans, with streamlined application processes and fast approval times. ACE Cash Express also provides additional services such as check cashing, money transfers, and bill payment, making it a one-stop shop for various financial needs.
- Bad credit borrowers can secure title loans
- In store options
- Funding is possible in as little as 24 hours
- Can add loan proceeds to a debit card for convenience
- Required documents for approval can change based on your state of residence
- Some financial products are not available in all states
AAA1 Auto Title Loans specializes in providing connection to title loans to individuals who need quick access to cash. The application process emphasizes accessibility and quick funding, typically providing funds within a short time frame. Our verdict is that AAA1 Auto Title Loans can cater to those who may not have access to traditional lending options and focuses on convenience and speedy service.
- You may be able to get a title loan even if you have bad credit
- There are no prepayment penalties on any loans3
- Quick approval process4
- Funding is possible the same day or the next business day1 2
- Defaulting on secured loans like car title loans can result in repossession
- Must provide proof of income, identity, and other documents to verify your information
- Car title must be lien-free
$50-$4000 Depending on the Loan Type1
Title Loan Terms Vary by State⁴
3D Financial offers various loan options, including title loans and check loans with a focus on providing fast approval and personalized service. Our verdict is that 3D Loans can provide both online and in-store services, allowing borrowers to apply and receive funding quickly upon full eligibility.
- Securing a title loan with bad credit is possible
- In store options for some borrowers
- Convenient online and in -person vehicle inspections for title loans
- Accessible Customer Portal to Manage Loan
- Flexible payment options
- Defaulting on a title loan can result in the repossession of your car
- Required documents may change based on your state of residence
- Storefront locations only available in certain locations
208 Title Loans is a family-owned and locally operated business in Idaho, offering car title loans with competitive rates.4 With locations in Meridian and Boise, 208 Title Loans emphasizes transparency, no additional fees, and no prepayment penalties.3 Our verdict is that this company aims to provide exceptional service to qualified individuals experiencing financial emergencies.
- Borrowers without good credit may qualify
- In store options for borrowers
- Keep driving your car during the repayment process
- Installment repayment options
- Receive funding soon as the same or by the next business day1 2
- Repossession is a consequence if you default on your loan
- References are required
- Only available in Idaho
$100-$2,5K for Personal Loans1
5 Star Car Title Loans offers car title loans and personal loans to bad credit individuals needing quick cash. The company provides a simple online application process with speedy approval and no hidden fees. Our verdict is that since 2012, 5 Star Car Title Loans has been dedicated to providing excellent service and financial solutions, but they do not have in-person locations to submit inquiries.
- Bad credit borrowers may be eligible for title loans and personal loans
- Quick approval process4
- Funding is possible as soon as the same day or by the next business day1 2
- Secured loans, like car title loans have the potential risk of repossession if you default on your loan
- No in-store locations
- Required documents may change based on your state of residence
1(800)Car-Title specializes in providing car title loans and refinancing options, offering quick cash to individuals using their vehicle's title as collateral. This experienced affiliate of WCC emphasizes top-notch service and aims to make the loan process as simple and efficient as possible. Our verdict is that 1(800)Car-Title can provide exceptional service, but they only offer online inquiries, which can be disadvantageous to borrowers who prefer to apply for loans in person.
- Borrowers with bad credit may qualify for title loans
- Borrowers have the option to refinance their car title loans or motorcycle title loans
- Use your funds to handle any type of personal expense
- Loan default may lead to repossession of your vehicle
- No in-store options
- Required documents may change based on your state of residence
- Credit check is required
- Cannot use a salvage title as collateral for the loan
$100-$500 for Payday Loans1
For Tuscaloosa and Birmingham residents in Alabama, Title Loan Express can offer loans up to $40,000 based on their vehicle's value, no matter what FICO score they might have.1 Apply online with a 3-minute easy-to-use form, or visit a store location. After a quick vehicle inspection, get approved in 15 minutes or less with funding on the same day if approved.5 Not a vehicle owner? Payday loans up to $500 are also available, or if you have unwanted gold or jewelry, turn it in for some quick cash!
- Poor credit or bankruptcy consumers may still qualify for title or payday loans
- No credit check or prepayment penalties3
- $25 refer-a-friend program for eligible borrowers
- 15 minute approvals possible with funding the same day or by the next business day, pending approval5
- $500 maximum payday loan limit, which may not suit some financial circumstances
- Only available in Alabama
- Using a vehicle title as loan collateral could result in repossession of the vehicle if defaulted on
Loans from $50 - $2,5001
TitleBucks can help you use the equity in your vehicle for fast cash when you need it most, with title loans up to $10,000.1 Start online with an easy application, then visit one of TitleBucks' 60+ store locations for an equally fast vehicle appraisal, and you could walk out the door with cash and your keys in as little as 30 minutes. RVs, motorcycles, trucks, cars–most things with wheels are accepted, and if you do not own a lien-free vehicle title, personal loans are also offered up to $2,500.
- Past bankruptcy and poor credit applicants may be eligible for title and personal loans
- No prepayment penalties3
- Online Customer Portal is available to manage payments and check balances.
- Cash in as little as 30 minutes in-store!
- Streamlined application
- Some borrowers owning vehicles with lesser value may not qualify for larger loan amounts
- Available in 6 states only
Tio Rico Te Ayuda is family owned and operated helping borrowers in need of quick cash with title loans and personal loans up to $100,000 in some cases.1 The approval process is streamlined for max efficiency either online, or at a branch location with funds delivered the same or next business day.
- Title loan first month free for first-time borrowers
- Will pay $100 for switching over existing title loans
- No prepayment penalties3
- Many receive funding the same day or as quickly as the next business day, if approved5
- When compared to other lenders, loans can have much higher interest rates
- Available only in Arizona
- Borrowers defaulting on title loans risk having their vehicles repossessed
Up to $1,5001
Up to $1,2001
For 30 years and counting, Texas Car Title and Payday Loan Services, Inc. provides Texans with quick approvals online or in-store. Use the value in your lien-free vehicle title to access up to $15,000 by applying online and choosing a convenient location for a loan representative to perform an inspection, after which you could be funded the same day, if approved5. Payday loans are also available up to $1,200, as well as installment loans up to $1,500.
- Bad credit is welcome for loan products
- Convenient in-store and online options 30-minute approvals and competitive rates4
- Approved borrowers can receive cash the same day or by the next business day5
- Loan and interest fee amounts may vary depending on the loan type
- Available only in Texas
- Interest rates may be considerably higher for short-term loan products
- Failing to repay or defaulting on title loans may result in vehicle repossession
Up to $4,000 for Lines of Credit1
$100-$400 for Payday Loans1
Tennessee Title Loans, Inc. can help consumers needing speedy funding with payday and title loans, as well as lines of credit, with simple and easy online applications for all loan types. If you own a vehicle and the title is lien-free, up to $4,000 could be in your hands the same day following a quick vehicle inspection and approval.5 If you're not a car owner and still need quick cash, keep in mind that payday and lines of credit loans are also available.1
- Borrowers with bad, good, or no credit may be eligible for loans
- No checking account required
- For lines of credit, withdraw as much as needed as long as you do not exceed the loan limit
- Potentially receive money the same day or by the next business day, if approved5
- Maximum payday loan amount is $400, which may not need the needs of some consumers
- Available only in Tennessee
- Defaulting on title loans risks vehicle repossession in some cases
If you are in the greater Nashville area and you need access to quick cash, Tennessee Quick Cash delivers flex and title loans up to $6,500 for some eligible vehicle owners.1 Start the process online or in-store, and for title loans, vehicle estimates are free, and if approved, funding is possible on the same day–and you keep driving your vehicle as usual!
- Having bad credit may not be an issue
- Apply online or in-store, with approvals possible in minutes
- No prepayment penalties3
- Some borrowers may receive cash the same day or by the next business day, if approved5
- Flex Loans are available to Tennessee residents only
- For title loans, defaulting or refusing to make payments may potentially result in vehicle repossession
If you're in Arizona and need quick cash and traditional banks won't give you the time of day, Southwest Title Loans can offer $300 to $15,000 using your vehicle title as collateral, with same-day funding possible, if approved.5 If you'd rather not visit a store location, just apply online and choose a location for your vehicle inspection and be approved in 20 minutes or less. If you don't own a vehicle or have a lien-free title, you may also apply for a registration loan and be eligible for the same competitive rates!
- Apply online or in-store with minimum hassle
- Refinancing available and no prepayment penalties3
- If approved, receive cash the same day or by the next business day⁵
- Title loans may include higher interest rates and are not meant for long-term financial needs
- Only available in Arizona
- Borrowers who default or do not fully pay back title loans can potentially risk vehicle repossession
If you need speedy funding with a hassle-free experience, Simple Cash Title Loans provides a straightforward, streamlined online application process to potentially approve you for up to $50,000 based on the equity in your vehicle.1 Apply online 24/7 or speak with a loan expert over the phone, then take a few required documents to a store location for a quick vehicle inspection and if approved, receive cash as soon as the next business day.
- Borrowers with poor credit or no bank account are welcome
- Easy 24/7 online application process
- Flexible and convenient payment options
- After a vehicle inspection, receive funds as soon as the the next business day, if approved5
- Minimum loan amounts can vary by state
- Not available nationwide
- Loans come with 5% origination fees
- Fees and interest rates may be higher compared to other traditional loans4
Installment Loans Up to $1,0001
Check City offers fast loans for whatever urgent financial needs consumers are facing, including installment loans, payday loans, title loans, and lines of credit, and they’ve been doing it well since 1986. Check City is known not only for stellar customer service but also for being a direct lender for payday loans, which can simplify the process if you’re applying online.
- Easy online and in-store application process
- Borrowers can make partial payments without additional fees
- Receive cash the same day or by the next business day1 2
- Services not available nationwide
- Only a maximum of $500 is available for installment loans1
- If a consumer wants to opt out of ACH payments, a small origination fee is applied
Rapid Auto Loans serves Florida borrowers needing fast funding with an easy application process and same-day funding, if approved.5 Apply online or at one of Rapid Auto Loans' 22 store locations and potentially be approved in as little as 30 minutes and after a vehicle inspection.
- Borrowers with no or poor credit may still be eligible for title loans
- No employment verification or prepayment penalties3
- 10-day grace period with no penalties if payments late
- Following vehicle inspection and approval, funding may be possible the same business day5
- Interest rates range from 18% to 30%, which may be higher compared to traditional loans
- Available only in Florida
- Although the repayment period is 12 months, it still may not be long enough for some consumers
If you're in Phoenix or Mesa, Arizona, Presto Title Loans can help you secure an affordable title loan if you own a vehicle with a lien-free title and need cash pronto. Apply online or at one of their seven store locations with minimal paperwork and minimal hassle, follow it up with a quick vehicle inspection, and drive away with much-needed cash in as little as 30 minutes, if approved.5 With Presto Title Loans, you stay in the driver's seat for the entire duration of the loan as long as you keep up with your payments.
- Interest is half the maximum legal rate
- No prepayment penalties3
- Loans amortized; payments go towards paying off loan amount only
- Following a vehicle inspection, receive funds the same day or by the next business day, if approved5
- Borrowers who default or fail to pay back title loans may risk vehicle repossession
- Available in Arizona only
- Although interest rates are low, title loan rates may add up quickly over time
If you're in Arizona, you may already know that Phoenix Title Loans is an institution, offering up to $100,000 through title loans to qualified borrowers needing instant funding when other lenders have turned them away.1 Choose how you'd like to apply, either online via a real-time chat with a friendly loan agent, or visit one of their 10 Valley locations where, after finishing some paperwork and a quick vehicle inspection, you walkway with cash in one hand and your keys in the other.5 Refinancing is also available on existing title loans with an extra $50 cash back.
- Borrowers with all credit profiles may still be eligible for title loans
- Out of state registered vehicles can still apply (with a lien-free Arizona title)
- No credit checks and refinancing available on existing title loans for a potential lower interest rate
- Following a vehicle inspection and approval, receive cash the same day or by the next business day5
- Title loans available only on vehicles with a Kelley Blue Book value over $2,500
- Only operates in the State of Arizona
- 35.99% maximum APR, which may be higher compared to other traditional loans
- Defaulting on title loans may lead to potential vehicle repossession in some cases
Loan Amounts for Payday Loans Vary by State
With many locations in 19 states, Check into Cash has offered a wide range of financial services for short-term cash needs since 1993. From payday loans and title loans to installment loans and more, Check into Cash has a simple application process available online or in-store for your ease, with funds available as soon as the same day if approved.5 Apart from loans, check cashing and Western Union services are also available.
- Apply online or in-store and be approved in just a few minutes5
- Upfront and clear information on fees, terms, and repayment schedules
- May be able to buy out existing title loans for a larger amount
- Get money the same day or by the next business day1 2
- Title loans come with the risk of repossession for non-payment
- Not a nationwide service
- Only allows one loan or credit product at a time
- Payday loans can have high APRs, given their short-term nature
For those needing a short-term financial solution, CheckSmart can provide convenient payday loans with some of the best customer service around. With a simplified and easy application process, borrowers can get approved quickly and deal with personal expense.
- No prepayment penalties for paying loans off early.³
- Bad credit is not necessarily a deciding factor on approvals⁵
- Receive cash the same day if you apply in-store or by the next business day if you apply online¹ ²
- Some loans and loan amounts vary by specific states¹
- For some loans, credit checks occur during the application process
If your credit isn't the best, CocoLoan can connect you with a wide network of lenders and compare multiple offers with competitive rates.4 Instead of searching for the best lender on your own, CocoLoan does it for you as quickly and efficiently as possible. With CocoLoan, choose the offer that fits your needs, and you can get funding the same or by the next business day, all without leaving your couch.
- Borrowers with poor credit can apply for loans
- Initial application can be completed in as little as 5 minutes
- Provides educational resources on budget management
- Funds deposited in as little as one business day, if approved5
- Not available in all states
- Not a direct lender, any problems encountered have to go through the third-party loan lender
You need cash now. Check. You own a lien-free vehicle in your name. Check. With a title loan, Credex takes the equity in your car and can potentially give you up to $5,000 the same business day, if qualified.1 The process is simple, just fill out their online form, take your vehicle to a convenient Credex location for a quick inspection, and then get approved within 20 minutes or less with cash in your hand the same day, in some cases.
- Approvals in 20 minutes5
- No credit checks
- Flexible 6 to 24 month repayment terms4
- Get cash the same or by the next business day1 2
- Only available in Florida
- Requires a physical vehicle inspection
- Defaulting or failing to make loan payments can potentially lead to vehicle repossession
If you're dealing with an unexpected emergency or pending bills, Delaware Title Loans, Inc. can deliver fast funds with competitive rates with title loans up to $15,000.1 4 Start by filling out their easy online form, speak to a friendly loan representative, then visit a convenient store location or arrange a mobile visit where your vehicle will get a quick inspection and based on its value, you can receive the urgent cash you need in 30 minutes or less.
- Borrowers may be eligible for title loans even with poor or no credit
- No checking account required
- Quick and easy approval process5
- Funding is possible in 30 minutes or by the next business day1 2
- Only available in Delaware
- Title loans can come with higher interest rates
- Repayment terms may vary greatly depending on the type of financial product4
Discount Car Title Loan can assist Texas residents who need cash immediately with title loans from $125 to $10,000 with funding possible the same day, plus various discounts that set them apart from other similar companies.1 Choose to start your simple application online or in-store, with the option of getting "optimized" with their proprietary online tool to pick the right loan amount and payment terms.
- Get approved in 30 minutes or less in most cases5
- Funds directly deposited as soon as the next business day
- Proprietary Loan Optimizer Software to gauge the most ideal loan amount and terms1 4
- Only available in Texas
- Not a direct lender
- Repossession can occur if borrower defaults on loan
Up to $1,500 for Cash Advance Installment Loans1
If you're in the Lone Star State, Check N Title Loans offers title and installment loans if you're in a financial snag, and you can easily apply online or in-store and get up to $50,000 for title loans.1
- Will meet or beat competitor rates and fees
- Higher loan amounts up to $50,000.1
- Fast approval with competitive rates4
- Defaulting or excessive nonpayment may result in vehicle repossession
- Only available in Texas
- Short-term loans may come with higher interest rates4
Carolina Title Loans Inc. offers online and in-store title loans as well as installment loans and has been doing so for 30 years. The application process is easy and streamlined, with some cash approvals in as little as 30 minutes. Our verdict is that Carolina Title Loans Inc. clearly respects the applicants who choose them, displays great service, and can be an option for those who may have been turned down by a traditional bank.1
- Simple application and you can apply even with bad credit5
- Prioritize good service for a personal touch
- Borrowers can pay off their loans early without prepayment penalty fees3
- Refinance options are available, if qualified
- Services are available to South Carolina residents only
- If you fail to repay a title loan, your car may be repossessed
- Interest rates may be higher compared to other types of loans
Up to $4,000 for Installment Loans1
Cash 1 Loans can help you learn how to utilize your vehicle’s equity to secure fast funds for title loans. Or, you can get an installment loan of up to $4,000.1 Established in 1999, they provide a variety of financial products to people of Arizona, Idaho, Louisiana, Nevada, Missouri, Utah, and Kansas. Cash 1’s fast approval process lets you know your potential loan amount in minutes, with funding received within 24 hours in some cases.
- There are no prepayment penalties and qualifying is possible even with bad credit3 5
- Offers very thorough FAQ website page as well as downloadable App option
- Emergency cash can be directly deposited within one business day
- You can be pre-approved online, but must finish the process at an in-store location, so could be inconvenient for some
- There are 7 storefront locations, but may not be accessible to all
Cash Express stands out as an accessible and easy option if you need urgent funding, offering an array of products from payday and flex loans, to title and installment loans. They are known for providing fast loan approvals and outstanding customer service.5 However, Cash Express only services four states, so may not be available to a wider consumer base.
- Streamlined application with fast approval, allowing borrowers to get money as soon as the same day5
- From payday loans to title and installment loans, you have flexibility in choosing a loan option
- No prepayment penalty fee for early loan payoff3
- Although you can apply online, you must finish the process at an in-store location
- Some loans may incur higher interest rates
- Title loans are not available for consumers in all 4 serviced states
Need cash and own a car? ChoiceCash title loans can help you with a vehicle title loan based on the equity in your car, and the application process isn't as hard as you may think.1 Go online and fill out the prequalification form, and you may get cash as soon as the same day, if approved.5 The best part is you keep your wheels the entire duration of the loan, as long as you make your payments on time.
- Apply online and get funded in as little as one business day if approved5
- No prepayment penalties3
- No physical vehicle inspection or store visit is necessary
- Not available nationwide
- Failing to pay or defaulting on a title loan risks vehicle repossession
CashMax can help if need money quickly, offering an easy application process for payday loans with funds hitting your bank account as soon as the same day if approved.
- Fast application process with some approvals in 15 minutes or less5
- Some loans have flexible repayment plans to fit different budgets
- Apply online or instore for maximum flexibility and convenience
- Site has an informative blog for educating borrowers
- Only operates in Texas
- Not all consumers are eligible for the maximum loan amount
- After receiving over $1,000 in funding, total loan amount for repayment doubles4
- Title loans come with risk of vehicle repossession if not paid in full
Cash Time Loan Centers has 25 years of delivering financial solutions to those who need it most with personal, title, and registration loans. Start your application online, or in person at one of their 18 Arizona locations and get funds the same day.5 Maybe you already have a title loan–no problem, Cash Time can try to buy out and refinance existing title loans for the best rate and terms possible and you get to keep driving your vehicle throughout the repayment process.
- Fast application process with some approvals in less than 30 minutes
- No prepayment penalties.3
- No or bad credit is okay
- Depending on the loan, flexible repayment options are available
- Only available to Arizona consumers
- Loans can have shorter repayment periods, which can be a negative if you need more time to repay4
- Some financial services are not available at all store locations
Northwest Title Loans can help those needing fast cash with minimal paperwork and up to $10,000 through title loans based on the vehicle's value.1 Start the process with an easy online form, or visit a Northwest store location–either way, expect a straightforward application and with approvals in as little as 20 minutes, with funds received the same business day, if qualified.
- Self-employed or unemployed applicants may still be eligible for title loans
- No prepayment penalties3
- 20 minute approvals with funding the same day or by the next business day, if qualified5
- Loan amounts can vary greatly by state
- Not available nationwide
- Vehicle repossessions can occur in some cases if a loan is defaulted on
When traditional banks or other lenders have turned you down, Cash Store can be a convenient, viable option for you if you need cash fast. Cash Store offers personal, installment, and title loans ranging from $500 to $25,000, and you don't have to wait overnight for approval.1 With over 230 store locations in Wisconsin, Illinois and Texas, if you'd rather get your loan in-person, Cash Store is the way to go. Plus, take advantage of their referral program and get extra cash by referring your friends.
- Approvals in 20 minutes with funds provided the same or next business day5
- No credit score necessary and high approval rates4
- Consumers pre-approved for next loan if in good standing
- Payday loans can come with higher interest rates compared to some traditional-type loans
- Located in three states only
- Borrowers cannot manage loans online, which may be inconvenient
Embassy Loans serves Florida residents needing fast cash access through personal and title loans ranging from $500 to $15,000.1 Apply easily and seamlessly online, or visit one of their 32 locations and be approved the same day or by the next business day.
- Option to apply online or in-store
- Borrowers can conduct their own online vehicle inspection for title loans
- Fast approvals within 15 minutes and competitive rates4
- Offers the “credit builder program” to assist borrowers improve their credit by making on-time payments
- Personal loan approvals based on an applicant’s FICO scores
- Only available in Florida
- Title loans use the borrower’s vehicle as collateral; non-payment or defaulting can risk vehicle repossession
Sometimes bad credit can be a roadblock when you need cash immediately, but EZ Car Title Loans taps into the value of your car to potentially get you up to $50,000 when you need it most.1 First, fill out a super-easy pre-qualification form, and an EZ Car Loans specialist will review and approve the request upon initial approval and then connect you with a reliable local lender, after that, cash can be yours the same, or the next business day.
- Bad or no credit applicants can still apply5
- Fast, same-day approval and competitive rates2 4 5
- No prepayment penalties3
- Non-payment or defaulting on title loans may result in repossession Not available nationwide
- The vehicle title must be in the borrower’s name only, no cosigner is permitted
Illinois Title Loans, Inc. can offer borrowers title loans up to $4,000 using the equity in their vehicles when cash is needed most.1 The application process is easy, start online, then get a call back from a knowledgeable store representative, then follow up with a quick vehicle inspection at the nearest store location. In as little as 30 minutes an approval can be yours with funds in your hands the same day, and you keep your keys and freedom to drive wherever you want the entire duration of the loan.
- Bad credit borrowers with no checking accounts still eligible for title loans
- No prepayment penalties3
- Refinancing available depending on loan terms and conditions
- Funding as soon as the same business day1 2
- Do not disclose rates, fees, or specific loan terms
- Only available in Illinois
- Maximum $4,000 loan amount, which may not be enough for the needs of some borrowers
Throughout the Las Vegas Valley, On Call Cash is the go-to place for title and payday loans.1 For title loans, all that's required is a valid ID, proof of income, and a lien-free vehicle title–and borrowers can start the process online from the comfort of their homes. After a friendly loan specialist reviews your documents and appraises the vehicle, an approval can be quick as 20 minutes with funds available the same business day, if approved.
- Borrowers with poor or no credit may still be eligible for title loans
- No credit check or prepayment penalties3
- Loan interest rates as low as 35.99%4
- Approved applicants may be funded the same day or by the next business day5
- Charge a $250 origination fee
- Nevada residents only are eligible
- Active military members cannot apply for loans
- Vehicle repossession may occur if a title loan is defaulted on
New Mexico Title Loans, Inc. can assist residents of New Mexico needing urgent funds with title loan cash up to $10,000, available the same day, if approved.5 Start the ball rolling with their easy-to-use online application, followed up with a call from a friendly specialist where you can select a location that's convenient for you to meet for a vehicle inspection. Once the vehicle evaluation is complete, in 30 minutes or less, you can drive away with a check and peace of mind. Installment loans are also offered as an alternative, with amounts up to $1,250.1
- No checking account or driver’s license required for title loans
- No store visit necessary, borrowers choose the location for vehicle inspections
- Loan refinancing available, if eligible
- Following vehicle inspections, funding is possible the same day or by the next business day, if approved5
- Installment loans require hard credit checks
- Available to New Mexico residents only
- Repossession of vehicles may occur if borrowers default on title loans or fail to make payments
- Loans can come with higher interest rates
With 13 store locations, Nevada Title and Payday Loans, Inc. offers fast access to needed cash through title, payday, and installment loans up to $15,000.1 For title loans, start the application process online and following a call from a friendly loan agent, visit a store location to complete the process and within 30 minutes or less, leave the store with cash in your hands, as well as your keys, because with title loans, you keep your vehicle the entire duration of the loan–so no change to your lifestyle as long as you keep up with your payments!
- Borrowers with bad credit or no checking account may still qualify for title loans
- Even if a consumer defaults on loans, no report is filed with credit bureaus
- 30 minute approval at competitive rates4
- Receive funds in-store the same day, or by the next business day1 2
- The risk of vehicle repossession is possible if loan payments are consistently missed or defaulted on
- Available to Nevada residents only
- Title loans and other loan products are designed for short-term financial needs and may come with higher interest rates
With 11 branch locations, Neighborhood Cash provides payday loans and title loans to help Tennessee residents obtain cash fast. Borrowers owning a vehicle with a lien-free title may be able to receive a much higher loan amount based on the equity in their vehicle versus a payday loan, and a big perk is that new title loan consumers may receive 0% interest payments for the first 30 days, if qualified.
- Poor credit or borrowers with income through social security may still be eligible for title loans
- 0% interest if loan is paid before the first 30 days
- No interest or fees for first payday loan consumers
- Receive cash the same day or by the next business day, pending approval5
- No online application or service, business is conducted only in-store
- Available only in Tennessee
- Title loans use a borrower’s vehicle title as collateral, defaulting or non-payment may risk vehicle repossession is some cases
Montana Capital provides borrowers needing cash fast with title loans up to $50,000 based on the equity in their vehicle, or around 25%-50% of its value.1 Applying is quick and easy and at no obligation, simply begin with a secure online application followed up by a visit to a Montana Capital branch location to verify your information and other details, and if approved, you leave the store with your keys, vehicle, and a check in your hand.
- Borrowers with poor credit or no bank account may still be eligible for title loans
- Unemployed consumers can apply as long as proof of income is verified
- Existing title loans may be refinanced to lock in lower interest rates
- Receive funding by the next business day, if approved5
- Only 70% of equity value can be lent
- Not available in all states
- Hard credit checks are run during the application process
- Borrowers may risk vehicle repossession if they default or do not meet title loan terms
Missouri Title Loans, Inc. specializes in helping borrowers in need of quick cash with title loans up to $15,000 in addition to installment loans up to $1,500, all with a streamlined, hassle-free process.1 Start out online with an easy online form, then a friendly loan agent will gather more information and from there choose a location for an inspection of your vehicle and in as little as 30 minutes, you may be funded on the spot, if approved!
- All credit types welcome: bad, good, or non-existent
- No prepayment penalties3
- Refinancing is allowed in some cases
- After a quick vehicle inspection, funding may be received the same business day, if approved5
- Applying for installment loans comes with a hard credit check
- Only available in Missouri
- Failing to make payments or defaulting on title loans may result in vehicle repossession
Where other lenders fail, Mississippi Title Loans, Inc can offer borrowers needing quick cash up to $2,500 through title loans by using their lien-free vehicle title as collateral.1 MTL also offers loans up to $400 with payday loans, and up to $1,250 in installment loans to cover almost any financial need.1 Begin the title loan application process at home via their easy online form, then choose a location (no store visit necessary) for a quick vehicle inspection, and you may receive funds the same day, and keep your keys and your car!
- Start application online and choose a convenient location to finish; MTL comes to you
- No credit check for title loans
- Fast, 30 minute approval and competitive rates4
- Following a quick vehicle inspection, funding may be received the same day or the next business day, if approved5
- Using a vehicle title as collateral means repossession is possible if the loan is defaulted on
- Available only to Mississippi residents
- Payday loans and other loan types can come with higher interest rates compared to traditional loans
Midwest Title Loans is there for Illinois borrowers who may be in a financial bind with a straightforward application process and amazing in-store service. Midwest doesn't let bad credit stand in the way of obtaining up to $10,000, using their vehicle's lien-free title as collateral versus their credit score.1 Begin the process with an easy-to-use online form, or at a Midwest store location and receive funding the same-day, if approved.
- 20 minute approvals with up to $10,000 funded the same-day, if approved5
- No credit check or prepayment penalties3
- Borrowers keep their vehicles the entire duration of the loan
- Defaulting or failing to make payments may result in vehicle repossession
- Available to Illinois residents only
- Title loans are primarily for short-term financial needs, not necessarily long-term financial planning
For over 30 years, Mid-South Payday & Title Loans has provided borrowers needing quick funding with payday and title loans up to $2,500 with a no-nonsense, streamlined application process.1 Whether opting for a payday or title loan, simply fill out their online application to get the ball rolling, then complete the process at a location nearest to you and receive funds the same day or by the next business day, if approved.
- Easy application process with same or next-day funding, if approved5
- No prepayment penalties3
- New borrowers receive 50% off first interest payment
- Refer friends or family and potentially receive $50 for every approved loan
- Borrowers who default on title loans risk vehicle repossession
- Available in Tennessee only with 2 store locations
- Payday loans and other loans may come with much higher interest rates
With 80 locations in the state of Texas, LoanStar can provide up to $10,000 through title loans despite credit history or even employment status.1 Borrowers can start the easy application process online or at a store, then bring along valid ID, proof of residence, and the vehicle's lien-free title, and approvals can be made in as little as 20 minutes with funding the same day.5 Best of all, you can drive your car while paying off the loan!
- Depending on the value of their vehicle, borrowers can access up to $10,000, if approved5
- No prepayment penalties3
- Quick, 20 minute approval possible after the vehicle inspection
- Potential funding the same day or by the next business day1 2
- Inquiry process cannot be done entirely online
- Only available in Texas
- Loan amount and approval is subject to vehicle inspection and ability to repay
- Borrowers risk vehicle repossession if unable to repay
Since 1990, LoanMax has been there for borrowers needing cash fast through title loans up to $10,000 based on the equity of their vehicles.1 LoanMax eliminates red tape and offers a simplified online application followed up by a quick vehicle inspection at a LoanMax store location. Sometimes within 20 minutes or less, if approved, you leave with funding, and you stay behind the wheel as long as you make loan payments on time.
- Unemployed borrowers or those with bad credit may still be eligible for title loans
- Only a lien-free title, vehicle, and photo ID are required
- Fast 20 minute approval after the vehicle inspection at competitive rates4
- Funding is possible as soon as the same day with no prepayment penalties5 3
- Vehicle inspections offered at store locations only
- Not available to consumers nationwide
- Several states have maximum loan amounts below $10,000
- Defaulting or failing to make loan payments may result in vehicle repossession in some cases
Up to $5K for Personal Loans1
For consumers looking for speedy funding with competitive rates, LoanCenter offers personal and title loans up to $50,000 with flexible terms and a smooth, streamlined application process.1 4 Borrowers owning a vehicle with a lien-free title can apply online or at a LoanCenter location using their vehicle's value and get funded as soon as the next business day in some cases.
- Vehicle doesn’t need to be paid off for title loans eligibility
- Refinance existing loans with no fees attached
- Easy application with loan calculators to determine loan terms
- If approved, funding may be as soon as the same day or by the next business day5
- Title loans use vehicles as collateral, failure to repay may result in repossession
- Only available in some states
- Loans can come with higher interest rates between 34.99% to 157.99%
Up to $4,000 for Installment Loans1
Up to $500 for Payday Loans1
If you've been hit with an unexpected expense or just need cash until your next payday, LendNation offers payday, installment and title loans with 350+ store locations.1 Apply online or in-store even with bad credit and receive potential funding the same or by the next business day, if approved.5 LendNation also provides flexible repayment options with no prepayment penalties.
- Bad credit or unemployed borrowers may still be eligible for some loans
- Online and in-store options
- No prepayment penalties3
- Receive funds the same day or by the next business day, if approved5
- Military members cannot apply
- Only available in select states
- Require consumers to have a minimum monthly income
- Perform a credit check when applying
First opening its doors in 1991, Instant Car Title Loans has served Doraville, GA, area and provided residents with title loans for sudden expenses and other emergencies, with a quick approval process.5 They even specialize in title loans for classic cars and all types of vehicles, while also involving themselves in the community and local school events.
- No credit checks
- Borrowers can receive cash the same day in 15 minutes at competitive rates4
- First-time consumers receive 60 days interest free on title loans
- BBB accredited with A+ rating
- Defaulting or failing to pay back title loans may result in vehicle repossession and auction
- Only available in Georgia with 1 location
- Repayment terms and other fees are not disclosed
Installment Loans Up to $1,5001
$100 to $500 for Payday Loans1
With Idaho Title Loans, Inc., apply for a title loan online and potentially access up to $15,000 without the hassle of an in-store visit and much-needed cash in your hands the same day, if approved.5 With 30 years of experience, Idaho Title Loans, Inc. has streamlined the process, starting with an easy online application, followed by a quick call by a friendly representative, after which you choose the location for your vehicle inspection–and you may be approved in 30 minutes or less. Additionally, payday and Installment loans are also offered if you don't own a vehicle for quick cash.
- Borrowers with poor credit may still apply for title loans
- No prepayment penalties3
- Quick approval in as little as 30 minutes4
- Payday and installment loans available to access cash fast
- Failing to make payments or defaulting on title loans may lead to repossession and sale of the vehicle
- Only available in Idaho
- Interest and other fees may vary greatly
Georgia residents needing cash fast and own a vehicle with a lien-free title can apply at Georgia Auto Pawn, Inc. and get up to $15,000 the same or next business day, pending approval.5 Begin the process online by submitting a simple online request form, then a Georgia Auto Pawn representative will call to set up an appointment for the vehicle inspection, and in 30 minutes or less, the funds are yours if you are eligible.
- Credit scores do not impact the charges for title loans
- No in-store visit, you choose the location for the car inspection
- Checking account not required
- 30 minute approval possible with funding the same day or by the next business day1 2
- At least 4 references required to obtain title loans
- Only available in Georgia
- Hard credit checks for loans over $5,000
- 304% APR on some loans
Freedom Title Loans offers Idaho borrowers same-day funding through title loans based on the value of their vehicles. They also provide an estimate on their website where the application process can begin, followed by visiting a convenient location for a quick assessment of the car's value, and if approved, funds can be received the same day.5
- Bad credit borrowers may still apply
- Approval in less than 30 minutes5
- Funding possible as soon as the same business day1 2
- Vehicle must fully be paid off
- Only available in Idaho
- Defaulting or failing to make payments on a title loan may result in repossessing the vehicle
Frequently Asked Questions for
Title Loans
With a title loan, you are required to pledge an asset as collateral for the loan. In the case of title loans, borrowers will use a title to a car with a sufficient amount of equity to secure emergency funding. Although the borrower is required to use their qualifying car’s title to guarantee the loan, it is possible to maintain access to their vehicle during the repayment period.
From consolidating your debt to paying for an unexpected expense, title loans offer a little bit of flexibility with your funds. You can use your loan proceeds to deal with a variety of personal expenses, but there are some limitations.1
Getting approved for a loan is as simple as meeting the lender’s application criteria and submitting the correct paperwork to verify your information!5
If your lender reports your payment behavior to the major credit reporting agencies, then it is possible for your loan to impact your credit score.
Yes, as long as you work with lenders who can cater to applicants with bad credit, it is possible to secure a loan even with a subprime credit score. In fact, title loans are known for being an asset to bad credit borrowers who may not be eligible for traditional bank loans.5
Yes. As long as you keep up with your payments, you are allowed to continue driving your vehicle while paying back your title loan.
Although a vehicle inspection is typically required during a title loan application, you can opt out of an in-person inspection and access a virtual examination when applying for a title loan.5
Get in Touch with Us
Have more questions? We have answers. Get connected to the best personal loans, payday loans, or title loans with the help of Max Cash®!2 5