If you're in Arizona, you may already know that Phoenix Title Loans is an institution, offering up to $100,000 through title loans to qualified borrowers needing instant funding when other lenders have turned them away.1 Choose how you'd like to apply, either online via a real-time chat with a friendly loan agent, or visit one of their 10 Valley locations where, after finishing some paperwork and a quick vehicle inspection, you walkway with cash in one hand and your keys in the other.5 Refinancing is also available on existing title loans with an extra $50 cash back.
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of Phoenix Title Loans
Phoenix Title Loans can be a beneficial option for Valley residents seeking speedy and flexible financial solutions through title loans.5
- Borrowers with all credit profiles may still be eligible for title loans
- Out of state registered vehicles can still apply (with a lien-free Arizona title)
- No credit checks and refinancing available on existing title loans for a potential lower interest rate
- Following a vehicle inspection and approval, receive cash the same day or by the next business day5
- Title loans available only on vehicles with a Kelley Blue Book value over $2,500
- Only operates in the State of Arizona
- 35.99% maximum APR, which may be higher compared to other traditional loans
- Defaulting on title loans may lead to potential vehicle repossession in some cases
How Phoenix Title Loans Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | N/A | Up to 12 Months | Varies based on the loan⁴ |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day | Receive funds as little as one business day |
| Bottom Line | If you’re in Arizona and have a lien-free vehicle title, Phoenix Title Loans is the place to go for up to $100,000 same-day cash, if eligible and approved.5 Existing title loans may also be refinanced with an extra $50-added bonus, but only to Arizona residents. |
Rapid Auto Loans can help Florida borrowers needing quick funding using the equity based on their vehicles as collateral. Rapid Auto offers a 12-month repayment period and no prepayment penalties with cash available the same day, if approved.3 5 |
Utah Title Loans loans are known for providing streamlined title loan applications. Qualified borrowers in Utah can apply in person, online, or over the phone.5 |
Frequently Asked Questions about
Phoenix Title Loans
Phoenix Title Loans is a legitimate business that has been operating since 2005.
Call 480-499-4699 to speak with a loan expert.
Phoenix Title Loans has been accredited by the Better Business Bureau (BBB) and has an A+ rating.
Ready to See if You Qualify for Funding?
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.