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Advance America
Advance America
4.5
Accessibility
Rates & Terms
Repayment Experience
Speed
Advance America
Loan Amount
$300 to $5,000 Depending on the Loan1
Loan term
Up to 36 months
Our Verdict

Advance America Loans is a financial services company that provides a range of quick cash solutions, including payday loans, personal installment loans, and title loans. Our verdict is that Advance America prioritizes fast funding and accessibility by offering fast inquiries and in-store or online options.5

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Pros and Cons of Advance America

Advance America can be a viable option for those seeking personal loans, payday loans, or title loans to individuals without perfect credit scores.5

Pros
  • Bad credit borrowers may be eligible for title loans
  • In store or online options
  • Quick approval and competitive rates4
  • Funding is possible as soon as the same or by the next business day1 2
Cons
  • Securing a loan against your car can result in repossession if you default on your loan
  • Must have a bank account and SSN for an online loan
  • Payday loans have shorter repayment periods4
  • Required documents may change based on your state of residence
  • Repayment terms may be short depending on your state of residence4

How Advance America Compares
to Other Options

Advance America
Check N Title Loans
Atlanta Title Loans
Max Cash's Rating
4.5
4.0
4.3
Repayment Terms Up to 36 months N/A N/A
Funding Timeline Receive funds on the same business day or by the next business day Receive funds on the same day or by the next business day Receive funds as little as one business day
Bottom Line

Advance America loans are known for their quick funding and flexible approval process, even if your credit history isn’t up to par.4

Applying for a loan in person or online is an option.5

Check N Title Loans wants your business in Texas, willing to meet or beat competitor rates with high-value title and installment loans. Either online or in-store, funds can be received the same day, if approved.5

Atlanta Title Loans is only available in Georgia, but there are many storefront locations that residents can visit to submit a loan inquiry and take advantage of a simple application process.4 5

Frequently Asked Questions about
Advance America

Yes, Advance America is a legitimate business with over 800 locations across the country.

Call customer care at (844)562-6480 to reach Advance America.

Advance America has been reviewed by the Better Business Bureau (BBB) and has an A+ rating, but it has not been accredited.

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