Advance America Loans is a financial services company that provides a range of quick cash solutions, including payday loans, personal installment loans, and title loans. Our verdict is that Advance America prioritizes fast funding and accessibility by offering fast inquiries and in-store or online options.5
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of Advance America
Advance America can be a viable option for those seeking personal loans, payday loans, or title loans to individuals without perfect credit scores.5
- Bad credit borrowers may be eligible for title loans
- In store or online options
- Quick approval and competitive rates4
- Funding is possible as soon as the same or by the next business day1 2
- Securing a loan against your car can result in repossession if you default on your loan
- Must have a bank account and SSN for an online loan
- Payday loans have shorter repayment periods4
- Required documents may change based on your state of residence
- Repayment terms may be short depending on your state of residence4
How Advance America Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | Up to 36 months | Up to 30 Days for Payday Loans, 12 Months for Personal Loans | N/A |
| Funding Timeline | Receive funds on the same business day or by the next business day | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day |
| Bottom Line | Advance America loans are known for their quick funding and flexible approval process, even if your credit history isn’t up to par.4 Applying for a loan in person or online is an option.5 |
A-1 Payday Loans can offer payday loans and personal loans with fast funding and a quick approval process.4 Applying for a loan in person is an option, but A-1 Payday Loans can only cater to residents of Mississippi.5 |
Cash Express can meet your financial emergency with an array of loan options, including payday, flex, installment, pawn, and title loans. With a hassle-free fast application, funds can be available the same or the next business day, if approved.5 |
Frequently Asked Questions about
Advance America
Yes, Advance America is a legitimate business with over 800 locations across the country.
Call customer care at (844)562-6480 to reach Advance America.
Advance America has been reviewed by the Better Business Bureau (BBB) and has an A+ rating, but it has not been accredited.
Ready to See if You Qualify for Funding?
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.