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Payday Loan Lender
List by Max Cash®

Dive into the Max Cash® directory and take a closer look at the top payday loan lender list in 2025. Secure payday loan funding to bridge the gap between your paychecks!2 5

Trusted by Millions
Loan Amount
$50-$25K for Title Loans1
$50-$5,000 for Installment Loans1
$50-$1,500 for Payday Loans1
Loan term
By the Next Payday for Payday Loans⁴
Up to 18 months for Installment Loans⁴
Title Loan Terms Vary by State⁴
4.40
Rated on TrustPilot
Our Verdict

With a fast approval process, our verdict is that Speedy Cash lives up to its name by providing convenient loan options for securing emergency funding.

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Pros
  • In store options for some borrowers
  • Streamlined approval and quick funding4 5
  • Funding is possible as soon as the same day or by the next business day1 2
Cons
  • Must have a bank account to secure a payday loan
  • Required documents may change based on your state of residence
Loan Amount
$300 - $15,000 for Title Loans1
Up To $1,500 for Installment Loans1
$100 - $500 for Payday Loans1
Loan term
Varies based on the loan⁴
0.00
Rated on TrustPilot
Our Verdict

Utah Title Loans can offer a connection to payday loans and quick title loans if you need fast and flexible emergency financial help.

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Pros
  • Bad credit is typically not an issue5
  • No store visit required, Utah Title Loans comes to you
  • For payday loans there are fast in-store approvals4
Cons
  • Vehicle repossession is a potential risk of auto title loans
Loan Amount
Up to $15,000 for Title Loans1
$100-$500 for Payday Loans1
0.00
Rated on TrustPilot
Our Verdict

Our verdict surrounding Alabama Title Loans is that if you are searching for payday loans or a loan against your car, you can access a convenient application process online or in store!

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Pros
  • Title loans may be available to borrowers with bad credit
  • Quick approval process4
  • Receiving funds is possible the same day or the next business day1 2
Cons
  • Defaulting on a car loan can result in repossession
  • In-store inquiries only
  • Payday loans have shorter loan terms in some cases4
Loan Amount
$50-$600 for Payday Loans1
Loan term
2-4 weeks from the date of the loan
0.00
Rated on TrustPilot
Our Verdict

All-Star Payday Loans offers payday loan services in Michigan to help qualified individuals manage short-term financial needs. Payday loans are small, short-term loans typically due on the borrower's next payday and are often used for emergency expenses or unexpected bills. All-Star Payday Loans has multiple store locations, providing convenient access for individuals who need quick financial help to get their finances back on track.

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Pros
  • Bad credit borrowers may be eligible In store options available
  • Quick approval process4
  • Funding is possible as soon as the same or by the next business day1 2
Cons
  • Only Available in Michigan
  • Must have a current checking account
  • Shorten repayment terms4
Advance America
Advance America
Most Recommended
Loan Amount
$300 to $5,000 Depending on the Loan1
Loan term
Up to 36 months
0.00
Rated on TrustPilot
Our Verdict

Advance America Loans is a financial services company that provides a range of quick cash solutions, including payday loans, personal installment loans, and title loans. Our verdict is that Advance America prioritizes fast funding and accessibility by offering fast inquiries and in-store or online options.5

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Pros
  • Bad credit borrowers may be eligible for title loans
  • In store or online options
  • Quick approval and competitive rates4
  • Funding is possible as soon as the same or by the next business day1 2
Cons
  • Securing a loan against your car can result in repossession if you default on your loan
  • Must have a bank account and SSN for an online loan
  • Payday loans have shorter repayment periods4
  • Required documents may change based on your state of residence
  • Repayment terms may be short depending on your state of residence4
Loan Amount
$50 - $50001
4.70
Rated on TrustPilot
Our Verdict

ACE Cash Express is a financial services company with over 50 years of experience in business and over 850 locations. This experienced company is known for providing quick and convenient cash solutions, including payday, installment, and title loans, with streamlined application processes and fast approval times. ACE Cash Express also provides additional services such as check cashing, money transfers, and bill payment, making it a one-stop shop for various financial needs.

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Pros
  • Bad credit borrowers can secure title loans
  • In store options
  • Funding is possible in as little as 24 hours
  • Can add loan proceeds to a debit card for convenience
Cons
  • Required documents for approval can change based on your state of residence
  • Some financial products are not available in all states
Loan Amount
Up to $25001
Varies Depending on Your State of Residence
Loan term
Up to 30 Days for Payday Loans, 12 Months for Personal Loans
0.00
Rated on TrustPilot
Our Verdict

A-1 Payday Loans offers fast cash loans, typically ranging from $50 to $2,500, with a focus on quick approvals and friendly service.1 Established in 1997, they provide payday loans, installment loans, cash advances, and title loans to residents of Mississippi. The application process is straightforward, with quick funds available upon full approval.

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Pros
  • Bad credit borrowers may be eligible In store options
  • Quick approval and competitive rates4
  • Funding is possible as soon as the same or by the next business day1 2
Cons
  • Some loans only available in Mississippi
  • Must have an open bank account
  • Repayment terms may be longer or shorter depending on the type of financial product4
Loan Amount
$1,000 to $40,0001
$100-$500 for Payday Loans1
3.80
Rated on TrustPilot
Our Verdict

For Tuscaloosa and Birmingham residents in Alabama, Title Loan Express can offer loans up to $40,000 based on their vehicle's value, no matter what FICO score they might have.1 Apply online with a 3-minute easy-to-use form, or visit a store location. After a quick vehicle inspection, get approved in 15 minutes or less with funding on the same day if approved.5 Not a vehicle owner? Payday loans up to $500 are also available, or if you have unwanted gold or jewelry, turn it in for some quick cash!

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Pros
  • Poor credit or bankruptcy consumers may still qualify for title or payday loans
  • No credit check or prepayment penalties3
  • $25 refer-a-friend program for eligible borrowers
  • 15 minute approvals possible with funding the same day or by the next business day, pending approval5
Cons
  • $500 maximum payday loan limit, which may not suit some financial circumstances
  • Only available in Alabama
  • Using a vehicle title as loan collateral could result in repossession of the vehicle if defaulted on
Loan Amount
$100 to $1,0001
Loan term
1 to 3 months⁴
4.70
Rated on TrustPilot
Our Verdict

The Check Cashing Store has over 50 locations across Florida but also offers quick and convenient online payday loan applications for borrowers needing money ASAP, and money can be received in 15 minutes, if approved.5 Choose from a Payday or Payday PLUS loan, which offers up to $1,000 and can be paid back in multiple payments over time. Check cashing (of course), money transfers, and Western Union services are also provided at their store locations.

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Pros
  • Apply in-store or online and get approved in 15 minutes
  • No prepayment penalties3
  • Payday PLUS loans are paid in multiple payments with a higher loan amount
  • Eligible borrowers may receive cash on the same day or next business day, if approved5
Cons
  • Payday loans can come with higher interest rates and fees
  • Only available in Florida
  • Applicants must verify a steady income
  • Shorter repayment periods may be problematic for some consumers
Loan Amount
Up to $15,000 for Title Loans1
Up to $1,5001
Up to $1,2001
3.40
Rated on TrustPilot
Our Verdict

For 30 years and counting, Texas Car Title and Payday Loan Services, Inc. provides Texans with quick approvals online or in-store. Use the value in your lien-free vehicle title to access up to $15,000 by applying online and choosing a convenient location for a loan representative to perform an inspection, after which you could be funded the same day, if approved5. Payday loans are also available up to $1,200, as well as installment loans up to $1,500.

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Pros
  • Bad credit is welcome for loan products
  • Convenient in-store and online options 30-minute approvals and competitive rates4
  • Approved borrowers can receive cash the same day or by the next business day5
Cons
  • Loan and interest fee amounts may vary depending on the loan type
  • Available only in Texas
  • Interest rates may be considerably higher for short-term loan products
  • Failing to repay or defaulting on title loans may result in vehicle repossession
Loan Amount
$300 to $2,5001
Up to $4,000 for Lines of Credit1
$100-$400 for Payday Loans1
Loan term
Varies based on Loan Type or Credit Product⁴
0.00
Rated on TrustPilot
Our Verdict

Tennessee Title Loans, Inc. can help consumers needing speedy funding with payday and title loans, as well as lines of credit, with simple and easy online applications for all loan types. If you own a vehicle and the title is lien-free, up to $4,000 could be in your hands the same day following a quick vehicle inspection and approval.5 If you're not a car owner and still need quick cash, keep in mind that payday and lines of credit loans are also available.1

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Pros
  • Borrowers with bad, good, or no credit may be eligible for loans
  • No checking account required
  • For lines of credit, withdraw as much as needed as long as you do not exceed the loan limit
  • Potentially receive money the same day or by the next business day, if approved5
Cons
  • Maximum payday loan amount is $400, which may not need the needs of some consumers
  • Available only in Tennessee
  • Defaulting on title loans risks vehicle repossession in some cases
Loan Amount
Loan Amounts for Payday Loans and Title Loans vary by State1
Installment Loans Up to $1,0001
Loan term
Up to 6 Months Depending on the Loan Product⁴
0.00
Rated on TrustPilot
Our Verdict

Check City offers fast loans for whatever urgent financial needs consumers are facing, including installment loans, payday loans, title loans, and lines of credit, and they’ve been doing it well since 1986. Check City is known not only for stellar customer service but also for being a direct lender for payday loans, which can simplify the process if you’re applying online.

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Pros
  • Easy online and in-store application process
  • Borrowers can make partial payments without additional fees
  • Receive cash the same day or by the next business day1 2
Cons
  • Services not available nationwide
  • Only a maximum of $500 is available for installment loans1
  • If a consumer wants to opt out of ACH payments, a small origination fee is applied
Loan Amount
$100 to $5001
0.00
Rated on TrustPilot
Our Verdict

In the Bowling Green area, Peoples Cash Advance has been the place to go for easy, convenient payday loans up to $500, and they've been doing it for over 20 years.1 Just visit one of their store locations with a few required documents (valid I.D., most recent pay stub, and bank statement) and you can potentially receive funding the same business day.

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Pros
  • Apply in-store and be approved potentially the same business day with no credit check required
  • Convenient cash checking, faxing, and notary services available
  • Receive up to $500 in cash the same business day, if qualified5
Cons
  • Short-term loans can come with higher interest rates
  • Available only to Kentucky residents
  • Payday loan amounts may not be sufficient to cover some financial needs and even result in a cycle of recurring debt
Loan Amount
$100 to $25,000 for Title Loans1
Loan Amounts for Payday Loans Vary by State
Loan term
Typically Around 14-30 Days
4.60
Rated on TrustPilot
Our Verdict

With many locations in 19 states, Check into Cash has offered a wide range of financial services for short-term cash needs since 1993. From payday loans and title loans to installment loans and more, Check into Cash has a simple application process available online or in-store for your ease, with funds available as soon as the same day if approved.5 Apart from loans, check cashing and Western Union services are also available.

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Pros
  • Apply online or in-store and be approved in just a few minutes5
  • Upfront and clear information on fees, terms, and repayment schedules
  • May be able to buy out existing title loans for a larger amount
  • Get money the same day or by the next business day1 2
Cons
  • Title loans come with the risk of repossession for non-payment
  • Not a nationwide service
  • Only allows one loan or credit product at a time
  • Payday loans can have high APRs, given their short-term nature
Loan Amount
Varies for Payday Loans
0.00
Rated on TrustPilot
Our Verdict

For those needing a short-term financial solution, CheckSmart can provide convenient payday loans with some of the best customer service around. With a simplified and easy application process, borrowers can get approved quickly and deal with personal expense.

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Pros
  • No prepayment penalties for paying loans off early.³
  • Bad credit is not necessarily a deciding factor on approvals⁵
  • Receive cash the same day if you apply in-store or by the next business day if you apply online¹ ²
Cons
  • Some loans and loan amounts vary by specific states¹
  • For some loans, credit checks occur during the application process
Loan Amount
$50 to $5,000 for Personal Loans1
0.00
Rated on TrustPilot
Our Verdict

If your credit isn't the best, CocoLoan can connect you with a wide network of lenders and compare multiple offers with competitive rates.4 Instead of searching for the best lender on your own, CocoLoan does it for you as quickly and efficiently as possible. With CocoLoan, choose the offer that fits your needs, and you can get funding the same or by the next business day, all without leaving your couch.

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Pros
  • Borrowers with poor credit can apply for loans
  • Initial application can be completed in as little as 5 minutes
  • Provides educational resources on budget management
  • Funds deposited in as little as one business day, if approved5
Cons
  • Not available in all states
  • Not a direct lender, any problems encountered have to go through the third-party loan lender
Loan Amount
Up to $255 for Payday Loans1
Loan term
Up to 31 Days
3.20
Rated on TrustPilot
Our Verdict

Cash Central Loans offers in-store and online loans for applicants who may have bad credit since 2010. The application process is quick, streamlined, and you can bridge the gap in between paychecks.

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Pros
  • You can apply 24/7 online with minimal documents to submit
  • Your credit score is not impacted when applying, even if you are not approved
  • Apply and get approved prior to 7:45 PM EST Monday-Thursday, and you can get the funding amount by the next business day.
Cons
  • Only Kansas applicants can apply for lines of credit
  • Cash Central only services 13 states
  • Loan amounts and rates differ between states with $25 - $75 origination fees, although it is combined with your APR
Loan Amount
Up to $255 for Payday Loans1
Loan term
Up to 14 Days
0.00
Rated on TrustPilot
Our Verdict

California Check Cashing Stores offers payday loans for California Residents up to $255 with various ways to apply for quick cash as well as convenient check cashing services.1 One of the biggest perks is their fast and easy application process, letting you receive money either the same or the next business day.

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Pros
  • Receive up to $255 for a payday loan with fast approval possible1 5
  • In store options at 70 locations
  • A focus on personal help and guidance by knowledgeable representatives
  • Check cashing services are available for those without a checking account
Cons
  • You must apply at a store location only (no online option)
  • Only available in California
  • Payday loan amount may not be enough for some applicants
Loan Amount
N/A
3.40
Rated on TrustPilot
Our Verdict

Cash Express stands out as an accessible and easy option if you need urgent funding, offering an array of products from payday and flex loans, to title and installment loans. They are known for providing fast loan approvals and outstanding customer service.5 However, Cash Express only services four states, so may not be available to a wider consumer base.

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Pros
  • Streamlined application with fast approval, allowing borrowers to get money as soon as the same day5
  • From payday loans to title and installment loans, you have flexibility in choosing a loan option
  • No prepayment penalty fee for early loan payoff3
Cons
  • Although you can apply online, you must finish the process at an in-store location
  • Some loans may incur higher interest rates
  • Title loans are not available for consumers in all 4 serviced states
Loan Amount
Up to $1,5001
Loan term
Up to 24 Months
0.00
Rated on TrustPilot
Our Verdict

When traditional banks turn you down, Checkmate may be able to provide fast and convenient loan options online or in-store with funding as soon as the same or the next business day.5

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Pros
  • Borrowers with bad credit can still apply
  • Convenient repayment options, including in-store or online
  • Receive cash as soon as the same day or by the next business day1 2
Cons
  • Not all consumers qualify for maximum loan amounts
  • Only available in 5 states
  • Payday loans can come with higher APRs compared to other traditional loans
Loan Amount
Up to $5,000 for Installment Loans1
Loan Amounts: Varies by State for Payday Loans1
4.50
Rated on TrustPilot
Our Verdict

If you need emergency cash fast, Check ‘n Go can help out with payday, personal, or installment loans, and they’ve been doing it since 1994. Either visit a store location closest to you, or fill out their easy online application, and you can be funded as soon as the next business day.5 Even those who’ve filed for bankruptcy in the past and are no longer in active bankruptcy are welcome to apply. Plus, Check ‘n Go can offer exceptional customer service, and loans can be managed online or through their mobile app.

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Pros
  • Easy application process and rapid approval5
  • No prepayment penalties3
  • Extended repayment plans for payday loans are available, if qualified
  • In-person check cashing and Netspend Prepaid Mastercard services offered
Cons
  • Only available in certain states, not nationwide
  • Applying may include a credit check
  • Cosigners are not accepted
Loan Amount
$150 to $3001
3.30
Rated on TrustPilot
Our Verdict

Cashback Loans has served residents of Southern California since 2003 for when they need money fast with an easy, transparent application process and excellent customer service. One of the best parts of Cashback Loans is they are a direct payday loan lender, and borrowers don't have to work with third parties. You can now also apply totally online or visit one of Cashback Loans 7 locations.

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Pros
  • Less strict requirements for a loan compared to other types of loan options
  • In store and online options
  • No collateral required
  • Receive funds online or in store the same day, if approved5
Cons
  • Not a solution for long term financial issues
  • Only available in California
  • Some payday loans can come with higher interest rates4
Loan Amount
$50 to $255 for Payday Loans1
Loan term
2-4 Weeks
0.00
Rated on TrustPilot
Our Verdict

CashMax can help if need money quickly, offering an easy application process for payday loans with funds hitting your bank account as soon as the same day if approved.

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Pros
  • Fast application process with some approvals in 15 minutes or less5
  • Some loans have flexible repayment plans to fit different budgets
  • Apply online or instore for maximum flexibility and convenience
  • Site has an informative blog for educating borrowers
Cons
  • Only operates in Texas
  • Not all consumers are eligible for the maximum loan amount
  • After receiving over $1,000 in funding, total loan amount for repayment doubles4
  • Title loans come with risk of vehicle repossession if not paid in full
Loan Amount
Up to 50,000 for Title Loans1
Loan term
Up to 90 Days for Installment Loans
2.10
Rated on TrustPilot
Our Verdict

In a financial pinch? Cash One links you to a vast network of lenders offering the best payday loan option available, no matter the emergency you might be facing. Cash One is upfront and straightforward about the loan process and what it entails, from an educational blog covering topics like saving money on a low income and even financial tips for budgeting. Approval can be fast, and much-needed funds will be in your hands just as quickly.

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Pros
  • No prepayment penalties for paying loans off early.3
  • Bad credit is not necessarily a deciding factor on approval5
  • Receive cash the same day or by the next business day1 2
Cons
  • Only short-term loans are offered
  • Does not service every state
  • Repayment schedule depends on lender terms and could be potentially shorter or longer4
Loan Amount
Up to $2,500 for Personal Loans1
0.00
Rated on TrustPilot
Our Verdict

Their application process is super-simple, you can start it online or in the store and receive cash in your hands that same business day, if qualified.5 Cash King also offers Western Union bill pay services and can give you cash for unused jewelry or gold. A major perk of applying with a Cash King payday loan is the finance charge is waived on your first loan.

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Pros
  • Fast and easy application with approvals possible within minutes, if qualified5
  • Cater to online and person-to-person consumers
  • Initially applying does not impact your FICO score
Cons
  • A payday loan comes with higher interest rates vs. traditional loans
  • Only available in 3 Indiana locations
  • With shorter repayment periods, a payday loan may have a higher monthly payment and can cause a financial burden if not paid off promptly4
Loan Amount
Up to $2,000 for Installment Loans1
Loan term
90 Days to 18 Months Depending on Your State of Residence
4.30
Rated on TrustPilot
Our Verdict

Cash Factory USA is just one click away if you need cash fast and would rather apply from the comfort of your home. They specialize in installment loans up to $2,000, if qualified. One of the best things about Cash Factory USA is the ease of applying, and their lightning-fast approval process, with funds direct-deposited into your account as soon as the same day.5 They also are upfront and transparent regarding interest rates, fees, and repayment schedules. Cash Factory USA services consumers in just 7 states, but they aim to branch out in the future.

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Pros
  • Fast approval process, making them a go-to for emergency situations5
  • Operating fully online, you can apply, check the status of, and easily manage repayments of a loan anytime/anywhere
  • Provide clear information about fees, terms and repayment schedules
Cons
  • If you prefer a face-to-face application process, Cash Factory USA is a strictly online platform
  • Only available in 7 states, not nationwide
Loan Amount
Up to $5,000 for Installment Loans1
4.10
Rated on TrustPilot
Our Verdict

When traditional banks or other lenders have turned you down, Cash Store can be a convenient, viable option for you if you need cash fast. Cash Store offers personal, installment, and title loans ranging from $500 to $25,000, and you don't have to wait overnight for approval.1 With over 230 store locations in Wisconsin, Illinois and Texas, if you'd rather get your loan in-person, Cash Store is the way to go. Plus, take advantage of their referral program and get extra cash by referring your friends.

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Pros
  • Approvals in 20 minutes with funds provided the same or next business day5
  • No credit score necessary and high approval rates4
  • Consumers pre-approved for next loan if in good standing
Cons
  • Payday loans can come with higher interest rates compared to some traditional-type loans
  • Located in three states only
  • Borrowers cannot manage loans online, which may be inconvenient
Loan Amount
$100 to $1,500 for Payday Loans1
Loan term
3 to 18 Months for Title Loans
0.00
Rated on TrustPilot
Our Verdict

Throughout the Las Vegas Valley, On Call Cash is the go-to place for title and payday loans.1 For title loans, all that's required is a valid ID, proof of income, and a lien-free vehicle title–and borrowers can start the process online from the comfort of their homes. After a friendly loan specialist reviews your documents and appraises the vehicle, an approval can be quick as 20 minutes with funds available the same business day, if approved.

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Pros
  • Borrowers with poor or no credit may still be eligible for title loans
  • No credit check or prepayment penalties3
  • Loan interest rates as low as 35.99%4
  • Approved applicants may be funded the same day or by the next business day5
Cons
  • Charge a $250 origination fee
  • Nevada residents only are eligible
  • Active military members cannot apply for loans
  • Vehicle repossession may occur if a title loan is defaulted on
Loan Amount
$200 to $15,0001
0.00
Rated on TrustPilot
Our Verdict

With 13 store locations, Nevada Title and Payday Loans, Inc. offers fast access to needed cash through title, payday, and installment loans up to $15,000.1 For title loans, start the application process online and following a call from a friendly loan agent, visit a store location to complete the process and within 30 minutes or less, leave the store with cash in your hands, as well as your keys, because with title loans, you keep your vehicle the entire duration of the loan–so no change to your lifestyle as long as you keep up with your payments!

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Pros
  • Borrowers with bad credit or no checking account may still qualify for title loans
  • Even if a consumer defaults on loans, no report is filed with credit bureaus
  • 30 minute approval at competitive rates4
  • Receive funds in-store the same day, or by the next business day1 2
Cons
  • The risk of vehicle repossession is possible if loan payments are consistently missed or defaulted on
  • Available to Nevada residents only
  • Title loans and other loan products are designed for short-term financial needs and may come with higher interest rates
Loan Amount
N/A
0.00
Rated on TrustPilot
Our Verdict

With 11 branch locations, Neighborhood Cash provides payday loans and title loans to help Tennessee residents obtain cash fast. Borrowers owning a vehicle with a lien-free title may be able to receive a much higher loan amount based on the equity in their vehicle versus a payday loan, and a big perk is that new title loan consumers may receive 0% interest payments for the first 30 days, if qualified.

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Pros
  • Poor credit or borrowers with income through social security may still be eligible for title loans
  • 0% interest if loan is paid before the first 30 days
  • No interest or fees for first payday loan consumers
  • Receive cash the same day or by the next business day, pending approval5
Cons
  • No online application or service, business is conducted only in-store
  • Available only in Tennessee
  • Title loans use a borrower’s vehicle title as collateral, defaulting or non-payment may risk vehicle repossession is some cases
Loan Amount
N/A (Varies by each state)
2.70
Rated on TrustPilot
Our Verdict

With more than 600 store locations, Money Mart offers quick and easy payday loans to borrowers needing cash fast through their convenient online and mobile platforms. Start the process online by selecting your state of residence, find the store closest to you, and (in select states) have funds directly deposited the next or following business day, if approved.5 Money Mart can also cash checks, both for consumers and small business owners at discounted rates.

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Pros
  • Simple and easy online application process and a convenient mobile app
  • Online and in-store check cashing services
  • Fast approval and competitive rates4
  • Receive funds on the following day or the next business day, pending full approval5
Cons
  • Loan approval based on the borrower’s income and other factors
  • Available only in select states
  • Some loans vary by state and online applications are not available to all applicants
Loan Amount
Up to $255 for Payday Loans1
3.70
Rated on TrustPilot
Our Verdict

Moneytree allows borrowers needing cash sooner rather than later receive funds as soon as the same day via a quick and easy application process with approvals in 30 minutes or less. Moneytree also offers various financial services for those who may not have access to traditional banks, such as cash checking, money orders and wire transfers, in addition to helping business owners with payroll checking. Customer service is available 24/7 online, or at their 80 store locations.

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Pros
  • Fast loan approvals with funding possible the same or next business day.5
  • No prepayment penalties3
  • Borrowers never in the dark about fees or terms, including interest rates
  • Earn cash rewards with eligible referrals of friends or family
Cons
  • Loan limits vary significantly by state
  • Not available nationwide
  • Moneytree loans are for short-term financial needs, which may not be the best solution for some consumers
Loan Amount
N/A
0.00
Rated on TrustPilot
Our Verdict

Money in Minutes NV offers hassle-free payday loans to Nevada residents when unexpected expenses arise, and they've been doing it for 30 years and counting. Applying is streamlined for your ease by starting the application online or in-store throughout Las Vegas and Reno. Approval decisions are made fast, and borrowers can receive funding on the same business day, pending approval.5

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Pros
  • Prior bankruptcy and bad credit borrowers may still be eligible for payday loans
  • Loan limit amounts may be periodically raised with on-time payments
  • Refer friends or family and become eligible for cash promotions
  • Potentially receive funds as soon as the same day or by the next business day, if approved5
Cons
  • Consumers required to live near store locations
  • Available to Reno and Las Vegas residents only
  • Funds must be picked up in-store
  • Payday loans are primarily for short-term financial needs only and may come with high interest rates
Loan Amount
$300 to $2,500 for Title Loans1
0.00
Rated on TrustPilot
Our Verdict

Where other lenders fail, Mississippi Title Loans, Inc can offer borrowers needing quick cash up to $2,500 through title loans by using their lien-free vehicle title as collateral.1 MTL also offers loans up to $400 with payday loans, and up to $1,250 in installment loans to cover almost any financial need.1 Begin the title loan application process at home via their easy online form, then choose a location (no store visit necessary) for a quick vehicle inspection, and you may receive funds the same day, and keep your keys and your car!

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Pros
  • Start application online and choose a convenient location to finish; MTL comes to you
  • No credit check for title loans
  • Fast, 30 minute approval and competitive rates4
  • Following a quick vehicle inspection, funding may be received the same day or the next business day, if approved5
Cons
  • Using a vehicle title as collateral means repossession is possible if the loan is defaulted on
  • Available only to Mississippi residents
  • Payday loans and other loan types can come with higher interest rates compared to traditional loans
Loan Amount
$100 to $2,5001
0.00
Rated on TrustPilot
Our Verdict

For over 30 years, Mid-South Payday & Title Loans has provided borrowers needing quick funding with payday and title loans up to $2,500 with a no-nonsense, streamlined application process.1 Whether opting for a payday or title loan, simply fill out their online application to get the ball rolling, then complete the process at a location nearest to you and receive funds the same day or by the next business day, if approved.

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Pros
  • Easy application process with same or next-day funding, if approved5
  • No prepayment penalties3
  • New borrowers receive 50% off first interest payment
  • Refer friends or family and potentially receive $50 for every approved loan
Cons
  • Borrowers who default on title loans risk vehicle repossession
  • Available in Tennessee only with 2 store locations
  • Payday loans and other loans may come with much higher interest rates
Loan Amount
Up to $10K for Title Loans1
Up to $4,000 for Installment Loans1
Up to $500 for Payday Loans1
2.90
Rated on TrustPilot
Our Verdict

If you've been hit with an unexpected expense or just need cash until your next payday, LendNation offers payday, installment and title loans with 350+ store locations.1 Apply online or in-store even with bad credit and receive potential funding the same or by the next business day, if approved.5 LendNation also provides flexible repayment options with no prepayment penalties.

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Pros
  • Bad credit or unemployed borrowers may still be eligible for some loans
  • Online and in-store options
  • No prepayment penalties3
  • Receive funds the same day or by the next business day, if approved5
Cons
  • Military members cannot apply
  • Only available in select states
  • Require consumers to have a minimum monthly income
  • Perform a credit check when applying
Loan Amount
$200 to $5,0001
3.40
Rated on TrustPilot
Our Verdict

LendUP.com offers more than just short-term loans to borrowers with less-than-perfect credit; it also is there to provide budgeting education with 13 simple online courses to improve overall financial health. Apply 24/7 online, weekends and holidays, and get connected to the right trusted direct lender for your particular needs with funding the same or by the next business day.

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Pros
  • Streamlined online application process available 24/7
  • No prepayment penalties or hidden fees3
  • Educational modules available for better financial decision making
  • Funds may be deposited the same day or by the next business day1 2
Cons
  • Loans capped at $250 for first-time borrowers
  • Not available in every state
  • Third-party Veritec service may limit loan amount and other terms depending on borrower’s state
Loan Amount
Up to $600 for Payday Loans1
Loan term
Typically Pay by the Next Payday
0.00
Rated on TrustPilot
Our Verdict

Instant Cash Advance offers cash advances up to $600 to Michigan residents needing quick funding for sudden emergencies or just to have some financial cushion until their next payday.1 With 15 convenient, well-staffed locations, borrowers can apply and receive money in 15 minutes or less, if approved.5 If already an ICA consumer, applying takes even less time. Some stores also purchase unwanted jewelry or gold for cash services.

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Pros
  • Borrowers with poor credit may be eligible for payday loans
  • No application or processing fees
  • Approval possible within 15 minutes or less5
  • $25 referral bonuses per person
Cons
  • In-store only service, no online options for applying or making payments
  • Available to Michigan residents only
  • Some borrowers use payday loans over a period of months, which may be expensive
Loan Amount
$300 to $15,000 for Title Loans1
Installment Loans Up to $1,5001
$100 to $500 for Payday Loans1
0.00
Rated on TrustPilot
Our Verdict

With Idaho Title Loans, Inc., apply for a title loan online and potentially access up to $15,000 without the hassle of an in-store visit and much-needed cash in your hands the same day, if approved.5 With 30 years of experience, Idaho Title Loans, Inc. has streamlined the process, starting with an easy online application, followed by a quick call by a friendly representative, after which you choose the location for your vehicle inspection–and you may be approved in 30 minutes or less. Additionally, payday and Installment loans are also offered if you don't own a vehicle for quick cash.

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Pros
  • Borrowers with poor credit may still apply for title loans
  • No prepayment penalties3
  • Quick approval in as little as 30 minutes4
  • Payday and installment loans available to access cash fast
Cons
  • Failing to make payments or defaulting on title loans may lead to repossession and sale of the vehicle
  • Only available in Idaho
  • Interest and other fees may vary greatly

Frequently Asked Questions for
Payday Loans

Payday loans, which may be referred to by several different names, such as cash advances or payday advance loans, are unsecured loans with shorter loan terms. They are designed to provide borrowers with short-term cash to cover unexpected expenses. They are typically repaid on the borrower’s next paycheck. Payday loans are a popular option for people who need quick cash and have no time to waste.

Payday loans often have less strict credit requirements in comparison to traditional bank loans, so choosing a loan option that fits your time constraints and other needs as a consumer will not be challenging.5

Typically, it will be difficult to secure an instant loan, but the application process for payday loans is known to be fast and efficient for borrowers who need emergency cash loans.5

In most cases, you are expected to repay your loan and any other applicable costs by your next payday. Some lenders will require that you either provide a postdated check or that you grant them prior authorization to remove the amount owed from your bank account the next time you are paid.4 5

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Have more questions? We have answers. Get connected to the best personal loans, payday loans, or title loans with the help of Max Cash®!2 5

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