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Instant Cash Advance
Instant Cash Advance
3.9
Accessibility
Rates & Terms
Repayment Experience
Speed
Instant Cash Advance
Loan Amount
Up to $600 for Payday Loans1
Loan term
Typically Pay by the Next Payday
Our Verdict

Instant Cash Advance offers cash advances up to $600 to Michigan residents needing quick funding for sudden emergencies or just to have some financial cushion until their next payday.1 With 15 convenient, well-staffed locations, borrowers can apply and receive money in 15 minutes or less, if approved.5 If already an ICA consumer, applying takes even less time. Some stores also purchase unwanted jewelry or gold for cash services.

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Pros and Cons of Instant Cash Advance

Instant Cash Advance can be a solid option for those seeking quick and flexible financial solutions through payday loans.5

Pros
  • Borrowers with poor credit may be eligible for payday loans
  • No application or processing fees
  • Approval possible within 15 minutes or less5
  • $25 referral bonuses per person
Cons
  • In-store only service, no online options for applying or making payments
  • Available to Michigan residents only
  • Some borrowers use payday loans over a period of months, which may be expensive

How Instant Cash Advance Compares
to Other Options

Instant Cash Advance
CashNetUSA
Midwest Title Loans
Max Cash's Rating
3.9
4.3
4.0
Repayment Terms Typically Pay by the Next Payday Varies by Loan Type N/A
Funding Timeline Receive funds on the same business day Receive funds on the same day or by the next business day Receive funds on the same day or by the next business day
Bottom Line

Instant Cash Advance offers payday loans up to $600 with a hassle-free application process and quick funding in 15 minutes.5 Gold buying services are also available, but to Michigan residents only.

CashNetUSA is well-suited for individuals needing fast cash and would rather manage the process online. The application is convenient, easy, and approval can be quick.5 Borrowers should still check for availability in their specific state.

Using your vehicle’s title as collateral, Midwest Title Loans can offer up to $10,000, possibly the same-day, if approved.5 Apply online or in-store with minimal paperwork and keep driving your car as normal while repaying the loan.

Frequently Asked Questions about
Instant Cash Advance

Instant Cash Advance is a legitimate business licensed by the State of Michigan for over 10 years.

Call 1-800-829-8119 to speak with a representative, or check out their locations page for the closest branch.

Instant Cash Advance has not been accredited by the Better Business Bureau (BBB).

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Max Cash®

It's More Than a Loan.
It's Relief.

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