Instant Cash Advance offers cash advances up to $600 to Michigan residents needing quick funding for sudden emergencies or just to have some financial cushion until their next payday.1 With 15 convenient, well-staffed locations, borrowers can apply and receive money in 15 minutes or less, if approved.5 If already an ICA consumer, applying takes even less time. Some stores also purchase unwanted jewelry or gold for cash services.
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of Instant Cash Advance
Instant Cash Advance can be a solid option for those seeking quick and flexible financial solutions through payday loans.5
- Borrowers with poor credit may be eligible for payday loans
- No application or processing fees
- Approval possible within 15 minutes or less5
- $25 referral bonuses per person
- In-store only service, no online options for applying or making payments
- Available to Michigan residents only
- Some borrowers use payday loans over a period of months, which may be expensive
How Instant Cash Advance Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | Typically Pay by the Next Payday | 3 to 18 Months for Title Loans | N/A |
| Funding Timeline | Receive funds on the same business day | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day |
| Bottom Line | Instant Cash Advance offers payday loans up to $600 with a hassle-free application process and quick funding in 15 minutes.5 Gold buying services are also available, but to Michigan residents only. |
On Call Cash can assist borrowers with bad credit secure title loans up to $1,500 based on the equity in their vehicles.1 Approvals are possible in 20 minutes or less, but only to Nevada residents.5 |
Cash King is a reliable, straightforward solution for those in a financial jam with easy accessibility of online and in-store services. Consumers receive flexible repayment terms which is a big plus if they want to pay off a loan early. If you need a payday loan and reside in Indiana, Cash King is the place to go. |
Frequently Asked Questions about
Instant Cash Advance
Instant Cash Advance is a legitimate business licensed by the State of Michigan for over 10 years.
Call 1-800-829-8119 to speak with a representative, or check out their locations page for the closest branch.
Instant Cash Advance has not been accredited by the Better Business Bureau (BBB).
Ready to See if You Qualify for Funding?
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.