For over 70 years and counting, Republic Finance has delivered personal loans up to $25,000 for borrowers needing quick funding and an alternative to traditional banks and other lenders.1 Whether online or at one of Republic's 100+ branch locations, pre-qualify in minutes with no credit check and potentially be approved the same or by the next business day with a check in hand.
Pros and Cons of Republic Finance
Republic Finance can be a great choice for individuals seeking quick and flexible financial solutions through personal loans.5
- Pre-qualify online or in-store with no credit score impact
- Credit protection insurance offered
- Loan refinancing is available to potentially lower existing rates
- Pending approval, receive funds either the same day or by the next business day5
- Secured loans require insurance and collateral
- Not available in all states
- Maximum loan amounts and other terms vary by state
- Proceeding with a loan will impact FICO scores
How Republic Finance Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | 12 to 60 months | By the Next Payday for Payday Loans⁴ Up to 18 months for Installment Loans⁴ Title Loan Terms Vary by State⁴ | 9-18 Months |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds in as little as one business day¹ ⁵ | Receive funds on the same day or by the next business day |
| Bottom Line | Republic Finance provides a straightforward application process with fast approvals and funding possible the same or next business day.5 Financial education resources are available for free, but Republic only operates in select states. |
Known for providing fast and accessible loan options like TitleMax and comes with similar repayment terms.4 Speedy Cash also provides payday loans, not just personal loans! |
For borrowers with poor credit, OppLoans can be a great alternative to payday loans with personal loans up to $4,000 with fixed rates and flexible repayment terms.1 OppLoans’ partnership with well-established banks also ensures maximum security and trust, but is not available nationwide. |
Frequently Asked Questions about
Republic Finance
Republic Finance is a legitimate business that has been operating since 1952 with over 280 locations.
Call Customer Service at (833) 907-1734, or find the nearest branch location here.
Republic Finance is not currently accredited by the Better Business Bureau (BBB).
