Regional Finance offers personal loans up to $12,000 to borrowers for whatever financial need they might be facing. Some borrowers will be eligible to apply for up to $35,000!1 Apply online or at one of their 350 store locations across the U.S. and be pre-approved without impacting your credit. Loans come with flexible repayment plans, and insurance may be added for greater protection.4 Regional Finance also provides auto-pay discounts.
Pros and Cons of Regional Finance
Regional Finance can be an excellent choice for consumers seeking quick and flexible financial solutions through personal loans.5
- Borrowers from all credit backgrounds eligible for personal loans
- Credit life or disability insurance can be added to loans for extra protection
- No prepayment penalties3
- After approval, receive funds the same day or by the next business day5
- Loans require collateral (personal property, etc.) and it must be insured
- Available only in 19 states
- Some loan terms and rates may differ significantly over various states
How Regional Finance Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | N/A | N/A | 5 to 12 months |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day |
| Bottom Line | Regional Finance provides small to mid-sized personal loans up to $25,000 with flexible repayment options and insurance add-ons for protection.1 No prepayment penalties and convenient loan management through their website and app.3 |
If in Bowling Green, Peoples Cash Advance can help with a short-term loan advance up to $500 for eligible borrowers.1 No fees paid on loans for first-time borrowers and no credit checks, but only if you reside in Kentucky. |
MoneyKey’s lines of credit and installment loans are offered through an easy online application with funds deposited the same business day, if approved.5 Its lines of credit also allows consumers to draw cash as needed versus a lump-sum, however MoneyKey’s products are not available nationwide. |
Frequently Asked Questions about
Regional Finance
Regional Finance is a legitimate business that has been operating since 1986 with 350 locations in 19 states.
In the U.S., call (888) 636-3535 to speak with a representative, or find a branch location here.
