Regional Finance offers personal loans up to $12,000 to borrowers for whatever financial need they might be facing. Some borrowers will be eligible to apply for up to $35,000!1 Apply online or at one of their 350 store locations across the U.S. and be pre-approved without impacting your credit. Loans come with flexible repayment plans, and insurance may be added for greater protection.4 Regional Finance also provides auto-pay discounts.
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.
Pros and Cons of Regional Finance
Regional Finance can be an excellent choice for consumers seeking quick and flexible financial solutions through personal loans.5
- Borrowers from all credit backgrounds eligible for personal loans
- Credit life or disability insurance can be added to loans for extra protection
- No prepayment penalties3
- After approval, receive funds the same day or by the next business day5
- Loans require collateral (personal property, etc.) and it must be insured
- Available only in 19 states
- Some loan terms and rates may differ significantly over various states
How Regional Finance Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | N/A | N/A | Up to 24 months |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day | N/A |
| Bottom Line | Regional Finance provides small to mid-sized personal loans up to $25,000 with flexible repayment options and insurance add-ons for protection.1 No prepayment penalties and convenient loan management through their website and app.3 |
Oportun assists borrowers needing funds quickly with personal loans up to $10,000 with approvals and funding possible the same day.5 Loans come with fixed monthly payments, no hidden or prepayment penalties, but not available nationwide.3 |
Applying for a loan with Advance Financial 24/7 in person or online is an option, but only if you are a resident in an available state. |
Frequently Asked Questions about
Regional Finance
Regional Finance is a legitimate business that has been operating since 1986 with 350 locations in 19 states.
In the U.S., call (888) 636-3535 to speak with a representative, or find a branch location here.
Ready to See if You Qualify for Funding?
Partner Disclosure
Although we don't cover every financial product or company, we strive to offer a diverse selection of offers and objective editorial viewpoints from the Max Cash content team. Our partners and affiliates, which include some of the lenders we may recommend, have no bearing on our editors' opinions or ratings, which are dependent on internal opinion and derived from analysis and research. You can find a list of our partners here.