If you need immediate funds, FirstCash can loan you money fast with items you already own.1 Bad credit or unemployed? Not an issue, FirstCash pawn loans are based solely on the value of the item you bring in, and it can be anything, from jewelry, electronics, musical equipment, and more–and your item will be kept in a secure, fully-insured location. FirstCash also buys pre-owned items as well, with instant cash in your hands.
Pros and Cons of FirstCash
FirstCash can be a convenient way for individuals seeking quick financial solutions through pawn loans.5
- Pawn loans based on the value of the item, not the borrower’s credit
- If loan cannot be paid when due, extensions may be granted if interest charge is paid
- Funding instantly available if item meets pawn criteria, or if the item is sold outright
- Interest free layaway plans with 10% down payments
- Not all items are accepted depending on its market value
- Only available in Texas
- If loan is not paid or extended, the item is forfeited and becomes property of FirstCash
- Item value is based on the market value only, not the price when purchased
How FirstCash Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | N/A | 36-84 Months | N/A |
| Funding Timeline | Receive funds on the same day | Funding as soon as the next business day | Receive funds by the same day if you apply by 4pm ET on a weekday or the next business day |
| Bottom Line | FirstCash offers quick funding with pawn loans or purchasing items of value on the spot, based on its market value. Lease-to-own and retail finance payment solutions are also offered. |
Discover Personal Loans is an excellent option for consolidating debt or other uses with fixed interest rates and no prepayment penalties.3 Generally, only consumers with good to excellent credit are approved. |
Rocket Loans is known for its simple online application, easy documentation requirements, and instant approval for many. Get up to $45,000, if qualified, with no prepayment penalties, but at least a fair FICO score is required.5 |
Frequently Asked Questions about
FirstCash
FirstCash is a legitimate business employing over 19,000 between the U.S. and Latin America.
Call 1-800-572-3577 to speak with a representative, or email customerservice@firstcash.com.
FirstCash has not been accredited by the Better Business Bureau (BBB).
