CreditNinja can deliver flexible personal loans with "ninja" swiftness, even if you may have bad credit. Start out with their simple, streamlined application and get approved in just a few minutes, with funds directly deposited as soon as the next business day.
Pros and Cons of CreditNinja
CreditNinja can be an option for individuals seeking quick and flexible financial solutions through personal loans.5
- Applicants with bad credit can be approved
- No prepayment fees3
- Funding possible as soon as the next business day1 2
- Not available nationwide
- Charges an origination fee of up to 5% of the loan amount
How CreditNinja Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | Up to 24 Months | 9-18 Months | Payment schedule can be set as bi-weekly, semi-monthly, or monthly⁴ |
| Funding Timeline | Receive funds by the next business day | Receive funds on the same day or by the next business day | Many receive funding the same day or as quickly as the next business day, if approved |
| Bottom Line | For those needing fast cash, CreditNinja offers personal loans up to $5,000 with a free online application.1 They focus on convenient repayment terms made for borrowers’ personal needs and lifestyles with exceptional customer service. |
For borrowers with poor credit, OppLoans can be a great alternative to payday loans with personal loans up to $4,000 with fixed rates and flexible repayment terms.1 OppLoans’ partnership with well-established banks also ensures maximum security and trust, but is not available nationwide. |
Tio Rico Te Ayuda can help Arizona residents with personal and title loans from $100 to $100,000 if dealing with financial challenges.1 Apply online or at one of their 20+ locations and get funding the same day, if approved.5 |
Frequently Asked Questions about
CreditNinja
CreditNinja LLC is a legitimate business and a member of the Online Lenders Alliance.
Call CreditNinja Support at 855-646-5201.
CreditNinja has not been accredited by the Better Business Bureau (BBB).
