Personal Loan Lender Directory

CreditFresh

4.1

Accessibility

Rates & Terms

Repayment Experience

Speed

CreditFresh

Loan Amount

$500 to $5,000 for Personal Lines of Credit¹

Our Verdict

Since 2019, CreditFresh has helped those with poor credit or no credit at all access a personal line of credit from $500 to $5,000.¹ A simple, easy-to-use online application allows you to check your eligibility and receive the financial help you need upon full approval.

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Pros and Cons of CreditFresh

CreditFresh can be an excellent option for individuals seeking quick and flexible financial solutions through personal loans.⁵

Pros

No hidden fees
If approved, access funds the same business day⁵
Potential credit line increases for on-time payments

Cons

Lower maximum credit limit of $5,000
Available in 25 states only
No standardized APR making actual borrowing cost unclear

How CreditFresh Compares
to Other Options


Max Cash's Rating	4.1	4.0	4.1
Repayment Terms	N/A	Up to 30 Days for Payday Loans, 12 Months for Personal Loans	N/A
Funding Timeline	Receive funds on the same day or by the next business day	Receive funds on the same day or by the next business day	Receive by the next business day
Bottom Line	CreditFresh has a simple, fast application process that allows borrowers to check their eligibility with no credit impact. If approved, make at least minimum, on-time payments and you may even receive a credit line increase.⁵	A-1 Payday Loans can offer payday loans and personal loans with fast funding and a quick approval process.⁴ Applying for a loan in person is an option, but A-1 Payday Loans can only cater to residents of Mississippi.⁵	NetCredit can be a great option for borrowers with poor credit and have been turned down by other lenders via an easy online application with funds deposited as soon as the next business day, if approved.⁵ On-time payments are also reported to major credit bureaus to help improve credit.