If you're already a Citibank consumer and need urgent cash for home improvements, debt consolidation, or an unexpected emergency, Citi Personal Loans can fund up to $30,000 the same day, if qualified.1 5 One of the best parts is that you choose the loan amount right for you with a fixed monthly payment, convenient terms, and no hidden fees. Also, a preliminary check of your rate will not affect your credit score.3
Pros and Cons of Citi Personal Loans
Citibank loans can be an option for its current account holders seeking fast and convenient financial solutions through personal loans.5
- Can repay the loan over 12, 24, 36, 48 or 60 months
- See potential rate without impacting credit
- No late, prepayment, or hidden fees3
- Only available to qualifying Citi accounts in the U.S.
- Minimum loan is $2,000, which may be too large for those wanting smaller loan amounts1
How Citi Personal Loans Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | Up to 60 months | N/A | N/A |
| Funding Timeline | Receive funds within 2 business days | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day |
| Bottom Line | For qualified Citibank accounts, Citi Personal Loans offer competitive fixed APRs, no fees, and a maximum $30,000 loan amount.1 With repayment terms up to 60 months, it may be the right solution for an array of financial needs. |
Check ‘n Go serves those needing quick cash without the fuss or hassle. With in-store and online options and quick approvals, funds can be available by the next business day, even if some borrowers have bad credit.5 |
Using your vehicle’s title as collateral, Midwest Title Loans can offer up to $10,000, possibly the same-day, if approved.5 Apply online or in-store with minimal paperwork and keep driving your car as normal while repaying the loan. |
Frequently Asked Questions about
Citi Personal Loans
Citibank is a legitimate business that has been operating for over 212 years.
To learn more about a Citi Personal Loan, call 1-833-382-0004 Ext. 1106.
Citibank has an F ranking from the BBB.
