Cash Spot is your one-stop-shop if you need cash fast, and they’ve been trusted direct lenders since 1995, offering payday, motorcycle and car title loans. You can start the simple application online or visit a branch location and receive the funds you need in as little as 15 minutes, pending approval.⁵ One of the best parts about Cash Spot is there’s no credit check when applying, so if your credit is on the low side, it isn’t an issue. However, Cash Spot is only available to Alabama residents.

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