Whether you’ve just graduated high school and are working toward your bachelor’s degree or you’re pursuing higher education at a later time in life, MaxCash’s student loan center may help you possibly find the right loan1 – at the right price – for your desired degree.
Most likely, your education is going to be one of your biggest expenses. That’s why it’s so important to shop around and find the right loan and the right lender for your unique situation. When financing so much money, just a slight difference in the interest rate can potentially save you thousands of dollars over the life of the loan.
Going to college or University can get expensive. With a student loan from MaxCash – you could get connected to a student loan to pay off later, so you can focus on your education now1.
If you’re looking to pursue any of the following degree programs, MaxCash may match you to a lender that will meet your education funding needs5:
Here at MaxCash, we want to ensure that you know your options, so here are just some of the following types of student loan types you may be interested in:
Spend your time in school focusing on your education, not your bills.
You can have the payments broken up into convenient monthly installments.
If you are looking to establish credit, getting a loan and paying it off is a good way to start.
These types of loans are also sometimes known as Stafford loans. One thing to note is that direct subsidized and unsubsidized loans have one significant difference when choosing from these kind of student loans.
With subsidized debt, the Department of Education will cover the interest that accrues on the loan while you’re enrolled at least half-time in school. The requirements to be eligible for direct subsidized federal loans are typically that undergraduate students demonstrate a financial need to benefit from the department. Thus, the schools to which you’ve been accepted will then give you the details on the amount you are able to borrow in your college award letter.
Unlike subsidized federal loans, the unsubsidized loans are accessible to graduate and professional students, and awarding of the loan is not based on financial need or merit.
Because of this, almost everyone is eligible for this student loan type, if they’re enrolled at least half-time in school. With unsubsidized loans, you’re responsible for the accruing interest while you’re enrolled, as well as during a grace period or while in deferment or forbearance. The interest also capitalizes when it goes unpaid, meaning that it will be added to the principal of the original loan amount.
PLUS loans, whether they’re for students or parents, are unique in that they require the applicant to undergo a credit check. This kind of loan was built for graduate and professional students who have had more time to improve their credit score.
This loan type is for biological, adoptive, and stepparents to support their dependent undergraduates who may need all the financial support they can get.
The real difference between Parent PLUS loans and other loan types is that parents are expected to make these loan payments while their children are in school, though they may request deferment during the loan inquiry process. However, one thing to keep in mind is that the government does not offer a way for parents to transfer a PLUS loan to their children. But some private lenders do allow you to refinance a Parent PLUS Loan under a child’s name.
We know you have an educational mission and a career to accomplish, and we at MaxCash would like to let you know how we want to support them with you by helping you find the right student loan2. We do this because we see ourselves as not just as a business and service, but one person helping a student.
Like your personal educational mission, our MaxCash mission has several qualities that let us perform the best possible service when it comes to guiding you to student loans1:
We want to be the best financial servicer out there and we strive for that every day with great customer service and information that helps you understand student loans.
From the search to the final decision, we are with you at every point when getting you choices for student loans.
We always promote a positive atmosphere within our work space, and we extend that encouragement of positivity to you. We want you to feel confident as both a student and a borrower, and you should feel that confidence because of the information and encouragement we provide for you!
We get the best of the best to help do all the heavy-lifting when it comes to delivering student loans that may work for you1.
We embrace all in the spectrum of humanity, with highest regard to age, sex, religion, race, and sexuality. We deal with people from various financial backgrounds, and we know that the students today are the future of tomorrow! If you come to us for help, we’d be happy to oblige5.
MaxCash offers real support. Think of us as a friend or a family member that wants to work with you when it comes questions on student loans, as well as helping to understand the process of getting one!
We have participated with several organizations over the years because we understand that as a growing business, building and making a community is what makes us feel closer and connected. That’s the same case when you enter a college or university, so we hope we can give you this sense of community when you work with us here at MaxCash.
We recognize that our principal goal is to serve our clients, especially students, effectively. Like most teachers will let you know, experience counts. Serving hundreds throughout the ounty and years of understanding on loans is not too shabby, so why not give MaxCash the “old college try.”
The best part about all of this is the cost and value of financial coaching and other services through MaxCash won’t hurt anyone’s wallet, because it’s all free! That’s correct! We at MaxCash offer everything one could expect in terms of financial resource articles, communications and loan information without you paying a single penny.