What is the Student Loan Process with MaxCash?

February 27, 2019

The process of getting a student loan can be a hassle.  What with the constant cold calls to various companies, applying in the hopes you don’t get rejected and comparing the different offers. It can be a lot of work with no real payoff.

By working with MaxCash, all those hassles go away.  When you use MaxCash to get a student loan, we will do all the leg work for you. We start by gathering information from you, going through our list of reputable lending partners, and then connecting you to a lender we feel will best suit your needs.

If you would like a more in-depth look at how the student loan process works with MaxCash, continue reading to find out every step that goes into obtaining a student loan.

Step 1 to Getting a Student Loan: Information Gathering

When you use MaxCash’s services to get a student loan, the first thing you will be asked to do is provide some personal information so you can be helped better. The information we require from customers will include things like:

  • Your name
  • Your age
  • Place of residence
  • Your employer/income
  • Your credit score/history

This is all the information we will require to help match you with a lender. We share your information with compatible lenders only after we have received your permission to do so. The lender may require additional information depending on your unique financial situation.

Some other student loan information you may be asked to provide is:

  • Your Social Security Number
  • Recent tax information
  • Bank account/asset information

MaxCash if here to provide you with any financial help you may need.  Whether it’s refinancing a loan, acquiring a business loan, or just looking to consolidate your debt, MaxCash can help with all of it.  Though, we don’t lend money directly, we have agents available who will try and match you with the best lender possible.

And best of all, MaxCash’s services are completely free! So if you would like to get started with us, you can email us at info@maxcash.com or give us a call at (833) 207-9052.

Step 2 to Getting a Student Loan: Get Connected to a Lender

Once we have all your information, we will then go through our list of lenders and find one that we feel works best for you.  Don’t worry though, we won’t recommend a company that we haven’t vetted ourselves. We do everything in our power to make sure our clients only work with the best.

But if we start hearing multiple complaints about a certain company, we stop working with that loan company and find a better one for our clients to use.

You see, most companies may treat you like a number, but MaxCash treats you like family.  We never want our clients to feel that they are being handled in anyway; that is why we strive to make each of our clients experience the best it can be.

Step 3 to Getting a Student Loan: Apply for the Loan

Now we come to the last step in the process, and that is to simply apply for a loan.  To apply for a student loan, there is more information that will be required of you. If you apply for a federal loan or private loan, the information required will be different.

Typically, you will need to provide the following when applying for a federal loan:

  • Your driver’s license
  • Both your parents and your Social Security Number
  • Both your parents and your tax returns
  • Bank financials (saving, checking, investments, etc.)

Though if you are applying for a private student loan, then you will need to provide:

  • Your address
  • The school you attend or will attend
  • Your level of study
  • The amount you require for the loan
  • If you require a co-signer or not

Always make sure you know what fees and expenses are associated with your student loan.  If you ever need any guidance throughout the process of applying, give MaxCash a call and we will walk you through the entire process.

Thank you for visiting our site!  At MaxCash, we wish to help you in any way that we can. That is we will try and guide you through the process of getting a loan.

The MaxCash website does not offer or provide loans, but rather, it offers a service. It should not be construed as a lending agent or broker. The site does not endorse any lenders and does not charge visitors any fees. The website owners do not evaluate potential lenders’ applications, nor do they approve or deny credit. The MaxCash website does gather applicants’ personal information and transmits it to lenders that are part of the site’s lending network. No one is required to make use of this website, nor are they under any obligation to begin contact with site operators or to attempt to secure a loan with any of the site’s lending partners. Transmission of your financial and personal information on the website in no way obligates lenders to offer you a loan or any other kind of credit product. Be aware that cash transfer times can vary, depending on the lender and the bank you use. It may be necessary to fax information under certain circumstances. All questions about loans, and any concerns you may have should be directed to your lender. These loans are intended as short-term financial solution to satisfy borrowers’ needs for immediate monetary relief. This is not intended to be part of a long-term financial plan for individuals. These services are not offered in all states. Potential borrows may undergo credit check if lenders choose to use any of the major credit reporting bureaus, including Equifax, Trans Union and Experian. They may also use other alternative sources to check credit ratings. Your request for a loan constitutes your agreement and acknowledgement that (A) your personal data may be shared with lenders and perhaps other third-party partners, and (B) lenders can acquire credit bureau reports that detail your credit history. Reports from major credit bureaus, such as Equifax, Experian and TransUnion may be obtained and used to evaluate your reliability as a borrower.

1Loan amounts by the lenders vary based on qualifications.

2Since we do not lend money directly we cannot offer you a solicitation for a loan. In all serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans are not available in all states and all areas.

3Loans such as, Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan. Other types of loans may have pre-payment penalties as well.

4All lenders are responsible for their own interest rates and payment terms. Max Cash has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

5The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you. Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time, in the circumstance for an auto title loan. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically, larger loans or higher risk loans use a GPS.

In some circumstances faxing may be required. Use of your cell phone to receive updates is optional. Please review our privacy policy.

Loans such as Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

Signature and personal loans are only available in Georgia and Florida. Loan amounts differ at locations. Account approval requires satisfaction of all loan eligibility requirements, including a credit inquiry, and, if applicable, motor vehicle appraisal.

Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

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