What are the Best Credit Card Apps?

March 16, 2019

As the world continues to become more technologically advanced, there are both drawbacks and benefits on the financial side.

On one hand, there are all kinds of new gadgets and gizmos tempting you to spend money on them. On the other though, there exist so many more ways to become fiscally responsible.

Our team of financial experts at MaxCash will cover some of the best apps to help you better manage your credit cards and finances.

The Best Credit Managing Apps

One of the most important aspects of your credit card usage is your credit. Using your credit cards and paying them off regularly is a great way to keep your credit score in check. And so long as your credit score is strong, you’ll be able to obtain better financial deals.

With your credit score being such an integral part of your financial life, it makes sense that entrepreneurs would be hard at work making apps that help with maintenance. And amongst those many apps, there are definite standouts, some of which include:

  • Credit Karma – One of the best apps on the market for helping with your credit score is Credit Karma, due to the benefits it offers users. These benefits are almost unheard of amongst other credit managing apps, making it a must-have financial tool.

Credit Karma allows you to check your credit score for free – anytime, anywhere. Normally, credit score checks can cost you money or damage your score. But Credit Karma gives you an up-to-date credit score whenever you need one.

Credit Karma includes a free credit report. This allows you to track the individual actions that make up your three-digit credit number.

Receive financial advice as to how you can improve your credit score. No matter your score, there’s always room for improvement, and Credit Karma could help you do just that.

  • Check – A simple app name with a very effective service. Your bills come due every single month, and unless you’ve changed the dates, they’re due throughout the month. Wouldn’t it be nice if there was an easier way? Thankfully, Check exists! This handy little app can be set up to connect your different accounts and offer multiple benefits.

Check will give you notifications reminding you when a connected account is coming due. You’ll never have to worry about forgetting a due date ever again.

As soon as you get a reminder, you’ll be able to use Check to pay your bills on time.

High-end security systems ensure the safety of your money and information while using Check. This means that there’s virtually no risk in using it to deal with all your bills.

  • Wallaby – Most credit cards have a reward system set in place. But are you making the most efficient usage of your credit card rewards? Wallaby helps you discover benefits.

Wallaby could help you use your cards in the right situations to maximize rewards. Wallaby will create a plan for what cards you should use and where. It can even suggest new types of cards that can offer even better rewards.

Best of all? Wallaby doesn’t require sensitive information, such as your credit card numbers.

The Best Credit Card Budgeting Apps

All these prior apps can help make spending and payment easier, but these next few apps will be helpful in a different way.

These two apps could help you keep track of your spending and help you budget your money properly.

  • Mint – No matter who you ask, when it comes to budgeting apps, Mint is the top of the class. So, why is Mint such a popular budgeting app?

Mint automatically tracks your spending and categorizes it, allowing you to keep your expenses aligned in neat categories.

Track where your earnings and funds are going to avoid spending beyond your means. You can add your own spending categories to personalize it if you’d like, and you can even track your hard cash spending with it.

Mint can even give you alerts when you start to near your own set spending limits.

  • Pocket Guard – But what if you’re looking for a simple app? If you want something straightforward to keep your day-to-day spending in check, consider Pocket Guard.

The function of Pocket Guard is amazingly simple: it tells you how much you can afford to spend day-to-day. That’s it. All you need to do is input your recurring bill payments and the amount you want to put towards savings.

Then, each month, Pocket Guard will automatically calculate how much you can afford to spend for the day, week, and month. It’s that simple!

As should be clear by now, there’s a plethora of different apps that can help make dealing with finances a breeze. The five we’ve listed here are only a few that are available to try.

Want to learn more about credit cards or finances? Then stay tuned to MaxCash’s credit card section to learn more!

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