What are the Best Credit Card Apps?

March 16, 2019

As the world continues to become more technologically advanced, there are both drawbacks and benefits on the financial side.

On one hand, there are all kinds of new gadgets and gizmos tempting you to spend money on them. On the other though, there exist so many more ways to become fiscally responsible.

Our team of financial experts at MaxCash will cover some of the best apps to help you better manage your credit cards and finances.

The Best Credit Managing Apps

One of the most important aspects of your credit card usage is your credit. Using your credit cards and paying them off regularly is a great way to keep your credit score in check. And so long as your credit score is strong, you’ll be able to obtain better financial deals.

With your credit score being such an integral part of your financial life, it makes sense that entrepreneurs would be hard at work making apps that help with maintenance. And amongst those many apps, there are definite standouts, some of which include:

  • Credit Karma – One of the best apps on the market for helping with your credit score is Credit Karma, due to the benefits it offers users. These benefits are almost unheard of amongst other credit managing apps, making it a must-have financial tool.

Credit Karma allows you to check your credit score for free – anytime, anywhere. Normally, credit score checks can cost you money or damage your score. But Credit Karma gives you an up-to-date credit score whenever you need one.

Credit Karma includes a free credit report. This allows you to track the individual actions that make up your three-digit credit number.

Receive financial advice as to how you can improve your credit score. No matter your score, there’s always room for improvement, and Credit Karma could help you do just that.

  • Check – A simple app name with a very effective service. Your bills come due every single month, and unless you’ve changed the dates, they’re due throughout the month. Wouldn’t it be nice if there was an easier way? Thankfully, Check exists! This handy little app can be set up to connect your different accounts and offer multiple benefits.

Check will give you notifications reminding you when a connected account is coming due. You’ll never have to worry about forgetting a due date ever again.

As soon as you get a reminder, you’ll be able to use Check to pay your bills on time.

High-end security systems ensure the safety of your money and information while using Check. This means that there’s virtually no risk in using it to deal with all your bills.

  • Wallaby – Most credit cards have a reward system set in place. But are you making the most efficient usage of your credit card rewards? Wallaby helps you discover benefits.

Wallaby could help you use your cards in the right situations to maximize rewards. Wallaby will create a plan for what cards you should use and where. It can even suggest new types of cards that can offer even better rewards.

Best of all? Wallaby doesn’t require sensitive information, such as your credit card numbers.

The Best Credit Card Budgeting Apps

All these prior apps can help make spending and payment easier, but these next few apps will be helpful in a different way.

These two apps could help you keep track of your spending and help you budget your money properly.

  • Mint – No matter who you ask, when it comes to budgeting apps, Mint is the top of the class. So, why is Mint such a popular budgeting app?

Mint automatically tracks your spending and categorizes it, allowing you to keep your expenses aligned in neat categories.

Track where your earnings and funds are going to avoid spending beyond your means. You can add your own spending categories to personalize it if you’d like, and you can even track your hard cash spending with it.

Mint can even give you alerts when you start to near your own set spending limits.

  • Pocket Guard – But what if you’re looking for a simple app? If you want something straightforward to keep your day-to-day spending in check, consider Pocket Guard.

The function of Pocket Guard is amazingly simple: it tells you how much you can afford to spend day-to-day. That’s it. All you need to do is input your recurring bill payments and the amount you want to put towards savings.

Then, each month, Pocket Guard will automatically calculate how much you can afford to spend for the day, week, and month. It’s that simple!

As should be clear by now, there’s a plethora of different apps that can help make dealing with finances a breeze. The five we’ve listed here are only a few that are available to try.

Want to learn more about credit cards or finances? Then stay tuned to MaxCash’s credit card section to learn more!

DISCLAIMER:
The MaxCash website does not offer or provide loans, but rather, it offers a service. It should not be construed as a lending agent or broker. The site does not endorse any lenders and does not charge visitors any fees. The website owners do not evaluate potential lenders’ applications, nor do they approve or deny credit. The MaxCash website does gather applicants’ personal information and transmits it to lenders that are part of the site’s lending network. No one is required to make use of this website, nor are they under any obligation to begin contact with site operators or to attempt to secure a loan with any of the site’s lending partners. Transmission of your financial and personal information on the website in no way obligates lenders to offer you a loan or any other kind of credit product. Be aware that cash transfer times can vary, depending on the lender and the bank you use. It may be necessary to fax information under certain circumstances. All questions about loans, and any concerns you may have should be directed to your lender. These loans are intended as short-term financial solution to satisfy borrowers’ needs for immediate monetary relief. This is not intended to be part of a long-term financial plan for individuals. These services are not offered in all states. Potential borrows may undergo credit check if lenders choose to use any of the major credit reporting bureaus, including Equifax, Trans Union and Experian. They may also use other alternative sources to check credit ratings. Your request for a loan constitutes your agreement and acknowledgement that (A) your personal data may be shared with lenders and perhaps other third-party partners, and (B) lenders can acquire credit bureau reports that detail your credit history. Reports from major credit bureaus, such as Equifax, Experian and TransUnion may be obtained and used to evaluate your reliability as a borrower.

1Loan amounts by the lenders vary based on qualifications.

2Since we do not lend money directly we cannot offer you a solicitation for a loan. In all serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans are not available in all states and all areas.

3Loans such as, Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan. Other types of loans may have pre-payment penalties as well.

4All lenders are responsible for their own interest rates and payment terms. Max Cash has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

5The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you. Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time, in the circumstance for an auto title loan. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically, larger loans or higher risk loans use a GPS.

In some circumstances faxing may be required. Use of your cell phone to receive updates is optional. Please review our privacy policy.

Loans such as Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

Signature and personal loans are only available in Georgia and Florida. Loan amounts differ at locations. Account approval requires satisfaction of all loan eligibility requirements, including a credit inquiry, and, if applicable, motor vehicle appraisal.

Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

© 2020 Tradition Media Group, LLC MaxCash. All Rights Reserved.