MaxCash.com FAQ

December 12, 2018

There are a lot of questions you might have when it comes to working with MaxCash. Car title loans and refinancing can be a bit confusing, so we are here to help you as best we can. Below is a list of our most frequently asked questions, which should hopefully answer whatever MaxCash related queries you might currently have.

What is MaxCash.com?

MaxCash is the #1 loan processing service in the entire nation. We work closely with borrowers and car title loan lending companies alike to bring them together for the best deals possible.5 We find the right lender for a borrower and then guide them through the entire process of getting things all set up, taking away a great deal of the hassle and headache that getting a loan on your own would create.

How Do I Use MaxCash.com?

To use MaxCash, go over to our quick and easy online form to begin the process of obtaining a car title loan.2 From there, just fill out the information that it asks for, send it in, and a representative will be in touch with you shortly to go over details and get you paired up with the right car title loan company for you.5

Is My Information Safe on MaxCash.com?

Absolutely. We will at no point in time ever sell or distribute any personal information that you provide us with, aside from the direct lender we set you up with. We do not do business with any lender that would sell or share your private information for a profit.

We also do not distribute any of your private information to multiple lenders. We only work with one lender at a time. The only time we send information to more than one lender is when you are not satisfied with the first lender you were paired with.5

Is MaxCash.com Legal?

MaxCash is legal in any state where car title loans are legal. All we do is set seeking borrowers up with the most reputable lenders we work to help them obtain emergency money. We contact multiple lenders and compare loan offers to give inquirers the best car title loan deal available to them.5

Should I Use MaxCash.com?

That is entirely up to you. Keep in mind that car title loans are a serious commitment, and you will be in a binding contract with a lender until the loan is fully repaid. Loans take some time to pay back depending on how much you borrow and what kind of income you make. If you need a significant amount of money in a hurry and a steady income, MaxCash could be one of your best options.

Why is Using a Loan Processor Advantageous?

By loan shopping yourself, you could end up spending 20 to 45 minutes on the phone with a lender, only to get rejected or presented with unaffordable terms. Doing that repeatedly can be monotonous and absolutely frustrating, to say the least. However, by using MaxCash as your loan processor, you could relax while we make all of the calls and compare loan offers for you.5 In most cases, we could handle the entire loan process for you. Plus, our loan processing service is entirely free of charge!

How Does MaxCash.com Make Money?

All costs for MaxCash’s services are paid by the lender and not added onto your fee when you repay the loan. Lenders would rather pay us a small fee than spend more money on advertising to attract clients. We supply the quality clients (you), and lenders offer competitive interest rates and better terms!4 5

Does MaxCash.com Charge an Inquiry Fee?

Not at all. All of the services that we provide are completely free to any and all of our customers. Anything that you pay will go directly to the lender we help you form a deal with.

Are There Obligations to Using a Loan Processing Service?

Not at all. You are more than welcome to use our free loan processing service. If we present loan offers to you, and you decide against using our lenders, that’s ok! You are under no obligation to accept a loan offer or sign a contract. So, apply confidently!

What Documents Do I Need?

If you are approved for a car title loan, you will be put in contact with the lender we got you the best deal with. They will ask you to provide them with some important documents that will give confirmation of your identity, income, as well as some other important details. Things that you will need to show your lender include:

  • Government-issued photo I.D.
  • Vehicle title with your name on it
  • Proof of income
  • Several photos of your car
  • Proof of residence

How Do I Get Started with MaxCash.com?

When getting the ball rolling with MaxCash, the first thing you will need to do is to fill out the fast and easy pre-approval form online. The pre-approval inquiry form is kept short to just few questions—you could finish in minutes! The information provided will let us know more about you and the vehicle.

Once we have all this information, we could determine which lender would be the best option for you and put you in touch with said lender. The lender might let us know the pre-approval amounts, and from there ask us to guide you through the process.5 The information that is meant to be kept the most private will be kept between you and your direct lender—not us.

Once you aware of what you could receive money-wise, you may decide for yourself if you want to go forward with the loan offer or not. This is all done without any cost to you at all. If you do decide to get the loan, then you will be paying the lender directly rather than us.

What are MaxCash Operating Hours?

MaxCash keeps extended hours in order to help as many people who need emergency money as fast as possible. We understand that sometimes people might need their money after normal business hours, so we stay open longer. Our hours through the week are:

Sunday          12–5PM
Monday        9AM–9PM
Tuesday        9AM–9PM
Wednesday  9AM–9PM
Thursday       9AM–9PM
Friday            9AM–9PM
Saturday       11AM–7PM

How Many Years of Experience Does MaxCash.com Have?

MaxCash has been providing free loan processing for over a decade now. Since 2008, we have provided help to over 400,000 people, and have strived to help inquirers nationwide receive a car title loan when they need quick and efficient funding.5 We want nothing more than to help all of our customers by taking all of the hassle, stress, and headache out of the entire car title loan experience.2

What States does MaxCash Service?

Though MaxCash does business nationwide, there are states where car title loans are not legal, and thus we do not service there. Below is a list of states that MaxCash does business in, though some of them have certain caveats to keep in mind.

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Delaware
  • Florida
  • Georgia
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Maine
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Nevada
  • New Hampshire
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin

Is MaxCash a Lender?

No, we are not a direct lender. What we do is act as a bridge that brings borrowers and lenders together. We work closely with several reputable lending companies across the country to get our customers the best interest rates and loan amounts.4 5 Our close relationship with lenders allows us to get better deals than a customer could on their own, while also keeping them from having to call multiple lenders to acquire quotes. Once we find a compatible lending company and acquire a good loan deal with them, we put the borrower and lending company together to get the ball rolling.5

Do I Need to be Employed?

You do not need to be currently employed to get a car title loan through MaxCash, but you do need to have some form of provable steady income. You could be self-employed or get income from a source that is not a traditional job, but you do need to have some way of showing you could repay a car title loan.

Do I Need a Bank Account?

You do not need to have a bank account to get a car title loan in most states, though you do in Florida and a couple other states. There are plenty of ways to receive the money you borrow from your lender, including:

  • Getting a check written out and sent to you through the mail
  • Stopping by the licensed lender’s brick and mortar location and picking up your money in person
  • Direct deposit into a non-bank account online wallet
  • Picking up the money at a MoneyGram location close to you

How Do I Get in Touch with My Car Title Loan Lender?

It is natural that at some point during the loan repayment process you may need to get a hold of your direct lender. Customers could choose to call our customer service phone lines at (833)-207-9052.

DISCLAIMER: The MaxCash website does not offer or provide loans, but rather, it offers a service. It should not be construed as a lending agent or broker. The site does not endorse any lenders and does not charge visitors any fees. The website owners do not evaluate potential lenders’ applications, nor do they approve or deny credit. The MaxCash website does gather applicants’ personal information and transmits it to lenders that are part of the site’s lending network. No one is required to make use of this website, nor are they under any obligation to begin contact with site operators or to attempt to secure a loan with any of the site’s lending partners. Transmission of your financial and personal information on the website in no way obligates lenders to offer you a loan or any other kind of credit product. Be aware that cash transfer times can vary, depending on the lender and the bank you use. It may be necessary to fax information under certain circumstances. All questions about loans, and any concerns you may have should be directed to your lender. These loans are intended as short-term financial solution to satisfy borrowers’ needs for immediate monetary relief. This is not intended to be part of a long-term financial plan for individuals. These services are not offered in all states. Potential borrows may undergo credit check if lenders choose to use any of the major credit reporting bureaus, including Equifax, Trans Union and Experian. They may also use other alternative sources to check credit ratings. Your request for a loan constitutes your agreement and acknowledgement that (A) your personal data may be shared with lenders and perhaps other third-party partners, and (B) lenders can acquire credit bureau reports that detail your credit history. Reports from major credit bureaus, such as Equifax, Experian and TransUnion may be obtained and used to evaluate your reliability as a borrower.
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