Is MaxCash A Lender?

December 7, 2018

MaxCash doesn’t directly give loans to our clients. We are not a loan company. We are a free loan assistance company that provides financial guidance.

When a person decides to acquire a loan, they must contact lenders and compare quotes in order to find the best loan for their financial situation.

But MaxCash does all of the hard work for clients. We call the lenders, we haggle them, and we do all of the comparisons. For free! Think of us as personal loan assistants.

But we do so much more than simply call loan companies and ask questions. Take a look at what we do, how we do it, and our history below!

How We Help Clients

Financial disasters can strike at any time, and can occur to anyone. When a person needs emergency money quickly, they usually get a loan. Loans offer borrowers the ability to receive the financial support they need to get back on their feet.

But if someone doesn’t know anything about the loan industry or about loans in general, where do they start? There are many different types of loans, and countless lenders out there. How can someone be sure they are working with a legitimate loan company? What kinds of questions should be asked? Is haggling allowed?

MaxCash takes all the guesswork out of finding a loan. We offer to do all of the hard work for our clients. We call numerous lenders, we ask the tough questions, and we make all of the comparisons in order to find the most affordable loan for our clients.

But aside from calling lenders, we also provide the following:

  • A Simple Pre-Approval Process: We’ve made our inquiry form as short as possible. We know that bills have time stamps on them, and people may need emergency money as quick as possible. So we made sure our questionnaire takes no more than 5 minutes to complete! Once we receive the information, we let a client know whether they have a good chance of acquiring a loan based on our experience and the answers they provide. We may just be able to set up a client with a list of potential lenders that same day!
  • Bad Credit—No problem: A lot of loan companies will first look at a person’s credit score to determine loan eligibility. Low scores indicate high-risk for lenders, so a lot of them will refuse to work with someone that has low credit. But we work with numerous lenders, and have a list of companies willing to work with clients that have low credit. So if a client has low credit, we may still be able to get them a decent loan offer.
  • Transparency: We provide complete transparency when it comes to finding a lender for our clients. We keep clients up to date throughout the process, and answer any and all questions they may have. We love providing people with financial knowledge. So if a client wants to know anything about the loan process, we will be more than happy to inform them.
  • No Pre-Payment Penalties: We like to work with lenders that are upfront. So we try to work exclusively with lenders that don’t have any pre-payment penalties. This means that if a client wants to pay their loan off quicker in order to avoid interest charges, they can do so without paying an extra fee. After all, we want our clients to be as financially successful as possible.
  • Customer Service: Our team is compassionate, hardworking, and honest. We make sure the client is always up to-to-date with what we’re doing. And make sure they feel confident going forward with any loan offers. We operate from 6am to 9pm, because we know people may need help past the traditional 9am to 5pm work schedule.
  • Vetted Lenders: MaxCash makes sure to work with reputable lenders. We vet all of the lenders we work with, and ensure they’re willing to work with us in providing affordable loans to clients. So if we recommend a lender a client may never have heard of, rest assured we did it for a very good reason. Which we are happy to disclose is asked.

MaxCash has been providing free loan assistance since 2008. We’ve grown extensively since then, and have proudly helped over 400,000 satisfied clients in some way.

We know that the loan industry can be overwhelming, and frustrating to comprehend. The legal jargon can seem tedious, and getting quotes can be time consuming.

So allow us the opportunity to do all the hard work. For free! We fight for affordable loans on behalf of our clients. We have the ability to negotiate with lenders and ask them to offer better terms for our clients.

So go ahead and give us a try!

The MaxCash website does not offer or provide loans, but rather, it offers a service. It should not be construed as a lending agent or broker. The site does not endorse any lenders and does not charge visitors any fees. The website owners do not evaluate potential lenders’ applications, nor do they approve or deny credit. The MaxCash website does gather applicants’ personal information and transmits it to lenders that are part of the site’s lending network. No one is required to make use of this website, nor are they under any obligation to begin contact with site operators or to attempt to secure a loan with any of the site’s lending partners. Transmission of your financial and personal information on the website in no way obligates lenders to offer you a loan or any other kind of credit product. Be aware that cash transfer times can vary, depending on the lender and the bank you use. It may be necessary to fax information under certain circumstances. All questions about loans, and any concerns you may have should be directed to your lender. These loans are intended as short-term financial solution to satisfy borrowers’ needs for immediate monetary relief. This is not intended to be part of a long-term financial plan for individuals. These services are not offered in all states. Potential borrows may undergo credit check if lenders choose to use any of the major credit reporting bureaus, including Equifax, Trans Union and Experian. They may also use other alternative sources to check credit ratings. Your request for a loan constitutes your agreement and acknowledgement that (A) your personal data may be shared with lenders and perhaps other third-party partners, and (B) lenders can acquire credit bureau reports that detail your credit history. Reports from major credit bureaus, such as Equifax, Experian and TransUnion may be obtained and used to evaluate your reliability as a borrower.

1Loan amounts by the lenders vary based on qualifications.

2Since we do not lend money directly we cannot offer you a solicitation for a loan. In all serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans are not available in all states and all areas.

3Loans such as, Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan. Other types of loans may have pre-payment penalties as well.

4All lenders are responsible for their own interest rates and payment terms. Max Cash has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

5The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you. Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time, in the circumstance for an auto title loan. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically, larger loans or higher risk loans use a GPS.

In some circumstances faxing may be required. Use of your cell phone to receive updates is optional. Please review our privacy policy.

Loans such as Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

Signature and personal loans are only available in Georgia and Florida. Loan amounts differ at locations. Account approval requires satisfaction of all loan eligibility requirements, including a credit inquiry, and, if applicable, motor vehicle appraisal.

Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

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