Is MaxCash A Lender?

December 7, 2018

MaxCash doesn’t directly give loans to our clients. We are not a loan company. We are a free loan assistance company that provides financial guidance.

When a person decides to acquire a loan, they must contact lenders and compare quotes in order to find the best loan for their financial situation.

But MaxCash does all of the hard work for clients. We call the lenders, we haggle them, and we do all of the comparisons. For free! Think of us as personal loan assistants.

But we do so much more than simply call loan companies and ask questions. Take a look at what we do, how we do it, and our history below!

How We Help Clients

Financial disasters can strike at any time, and can occur to anyone. When a person needs emergency money quickly, they usually get a loan. Loans offer borrowers the ability to receive the financial support they need to get back on their feet.

But if someone doesn’t know anything about the loan industry or about loans in general, where do they start? There are many different types of loans, and countless lenders out there. How can someone be sure they are working with a legitimate loan company? What kinds of questions should be asked? Is haggling allowed?

MaxCash takes all the guesswork out of finding a loan. We offer to do all of the hard work for our clients. We call numerous lenders, we ask the tough questions, and we make all of the comparisons in order to find the most affordable loan for our clients1.

But aside from calling lenders, we also provide the following:

  • Fast Pre-Approval1: We’ve made our inquiry form as short as possible. We know that bills have time stamps on them, and people may need emergency money as quick as possible. So we made sure our questionnaire takes no more than 5 minutes to complete5! Once we receive the information, we let a client know whether they have a good chance of acquiring a loan based on our experience and the answers they provide. We may just be able to set up a client with a list of potential lenders that same day1!
  • Bad Credit—No problem: A lot of loan companies will first look at a person’s credit score to determine loan eligibility. Low scores indicate high-risk for lenders, so a lot of them will refuse to work with someone that has low credit. But we work with numerous lenders, and have a list of companies willing to work with clients that have low credit. So if a client has low credit, we may still be able to get them a decent loan offer1.
  • Transparency: We provide complete transparency when it comes to finding a lender for our clients. We keep clients up to date throughout the process, and answer any and all questions they may have. We love providing people with financial knowledge. So if a client wants to know anything about the loan process, we will be more than happy to inform them.
  • No Pre-Payment Penalties3: We like to work with lenders that are upfront. So we try to work exclusively with lenders that don’t have any pre-payment penalties. This means that if a client wants to pay their loan off quicker in order to avoid interest charges, they can do so without paying an extra fee. After all, we want our clients to be as financially successful as possible.
  • Customer Service: Our team is compassionate, hardworking, and honest. We make sure the client is always up to-to-date with what we’re doing. And make sure they feel confident going forward with any loan offers. We operate from 6am to 9pm, because we know people may need help past the traditional 9am to 5pm work schedule.
  • Vetted Lenders: MaxCash makes sure to work with reputable lenders. We vet all of the lenders we work with, and ensure they’re willing to work with us in providing affordable loans to clients. So if we recommend a lender a client may never have heard of, rest assured we did it for a very good reason. Which we are happy to disclose is asked.

MaxCash has been providing free loan assistance since 2008. We’ve grown extensively since then, and have proudly helped over 400,000 satisfied clients.

We know that the loan industry can be overwhelming, and frustrating to comprehend. The legal jargon can seem tedious, and getting quotes can be time consuming.

So allow us the opportunity to do all the hard work. For free! We fight for affordable loans on behalf of our clients1. We have the ability to negotiate with lenders and ask them to offer better terms for our clients1.

So go ahead and give us a try!

DISCLAIMER: The MaxCash website does not offer or provide loans, but rather, it offers a service. It should not be construed as a lending agent or broker. The site does not endorse any lenders and does not charge visitors any fees. The website owners do not evaluate potential lenders’ applications, nor do they approve or deny credit. The MaxCash website does gather applicants’ personal information and transmits it to lenders that are part of the site’s lending network. No one is required to make use of this website, nor are they under any obligation to begin contact with site operators or to attempt to secure a loan with any of the site’s lending partners. Transmission of your financial and personal information on the website in no way obligates lenders to offer you a loan or any other kind of credit product. Be aware that cash transfer times can vary, depending on the lender and the bank you use. It may be necessary to fax information under certain circumstances. All questions about loans, and any concerns you may have should be directed to your lender. These loans are intended as short-term financial solution to satisfy borrowers’ needs for immediate monetary relief. This is not intended to be part of a long-term financial plan for individuals. These services are not offered in all states. Potential borrows may undergo credit check if lenders choose to use any of the major credit reporting bureaus, including Equifax, Trans Union and Experian. They may also use other alternative sources to check credit ratings. Your request for a loan constitutes your agreement and acknowledgement that (A) your personal data may be shared with lenders and perhaps other third-party partners, and (B) lenders can acquire credit bureau reports that detail your credit history. Reports from major credit bureaus, such as Equifax, Experian and TransUnion may be obtained and used to evaluate your reliability as a borrower.
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