How Long is the Mortgage Loan Process?

January 13, 2019

Odds are you will probably want to buy a home of your own someday for you and your family. There are tons of great benefits that come along with owning your own property. However, owning a home usually involves taking out a mortgage loan in order to be able to afford your dream home.

There are a lot of details surrounding mortgages. One of the most frequently asked questions is, “How long does the mortgage loan process last?” MaxCash is here to help outline what kind of timespan you may potentially be dealing with.

How Long is the Process for Getting a Mortgage Loan?

The mortgage loan process can vary in terms of length and speed. There are several parts to the process, which can all affect the amount of time it takes to finish. A lot of it depends on the efficiency of your actions.

On average, the mortgage loan process usually lasts around 30 days when the condition of the market is at a normal state. But during high-volume months, the mortgage process can go on even longer – usually anywhere from 45 to 60 days. The length of time depends on what lender you have decided to work with in order to get your mortgage.

A mortgage loan process could take longer than anticipated if the house hunter is having trouble finding their dream home. If the buyer cannot find a home in their price range or a home that suits their needs and wants, this can also make the mortgage loan process go on for longer than normal.

The process can also get longer and more complicated if the lender discovers any problems in your financial record such as great debt, a low credit score, a foreclosure in your past, etc. Always by sure to maintain transparency with whichever mortgage lender you choose to work with.

Consider MaxCash for your mortgage loan needs! We offer free loan processing services to help you find the best loan deal. We do all of the research work for you, and handle most of the process. Apply for a mortgage with competitive rates today!

Getting a Mortgage with MaxCash

Step 1: Send Us Your Info!

First things first. When you have decided to use the services of MaxCash to acquire your mortgage, you will need to go over to our homepage. From there you can fill out all the necessary personal information in a quick, easy to use form that can be completed in almost no time at all. If the online route is not your preference however, you also have the option of calling our toll-free phone number at (833) 207-9052.

Step 2: Talk to a Representative

After you get in touch with us, you will need to speak with a MaxCash representative to talk about your current mortgage loan options. Given your current financial condition and credit history, the representative will find a lender and a loan deal perfect for you.

MaxCash takes care of all the hassle, legwork, and intricate details of the mortgage. All you have to do is focus on finding the house that you want to buy. Once we find you a compatible lender willing to give you the best deal, we will get the ball rolling so that you can be in your new home in as little time as possible.

Step 3: Secure Your Mortgage

Once we have found the right mortgage lender for you, you can choose to sign on with them to purchase the home you are interested in. From there, you will go through all of the rest of the steps that are involved in closing a mortgage so that all of the I’s are dotted and T’s are crossed. After all of these steps are taken care of, the place is yours and you can move in!

Get in Touch with MaxCash for Your Mortgage Needs Today

If you are interested in seeking out a mortgage loan with the fast, efficient, and honest loan facilitation services of MaxCash, all you must do is get in touch with us as soon as you possibly can.

We are open seven days a week with extended hours from 5AM to 10PM. We open earlier and stay open later so that we can help as many people as we possibly can get the money they need. We’re also available to answer any questions people may have about taking out a loan or an existing loan they may have.

There are multiple convenient ways to talk to us, depending on your personal preference. You can do any one of the following:

  • Call our toll-free number at 1-833-207-9052
  • Email us at
  • Come on down or write to our physical office at 1270 E. Broadway Rd., Suite 208, Tempe, AZ 85282

The MaxCash website does not offer or provide loans, but rather, it offers a service. It should not be construed as a lending agent or broker. The site does not endorse any lenders and does not charge visitors any fees. The website owners do not evaluate potential lenders’ applications, nor do they approve or deny credit. The MaxCash website does gather applicants’ personal information and transmits it to lenders that are part of the site’s lending network. No one is required to make use of this website, nor are they under any obligation to begin contact with site operators or to attempt to secure a loan with any of the site’s lending partners. Transmission of your financial and personal information on the website in no way obligates lenders to offer you a loan or any other kind of credit product. Be aware that cash transfer times can vary, depending on the lender and the bank you use. It may be necessary to fax information under certain circumstances. All questions about loans, and any concerns you may have should be directed to your lender. These loans are intended as short-term financial solution to satisfy borrowers’ needs for immediate monetary relief. This is not intended to be part of a long-term financial plan for individuals. These services are not offered in all states. Potential borrows may undergo credit check if lenders choose to use any of the major credit reporting bureaus, including Equifax, Trans Union and Experian. They may also use other alternative sources to check credit ratings. Your request for a loan constitutes your agreement and acknowledgement that (A) your personal data may be shared with lenders and perhaps other third-party partners, and (B) lenders can acquire credit bureau reports that detail your credit history. Reports from major credit bureaus, such as Equifax, Experian and TransUnion may be obtained and used to evaluate your reliability as a borrower.

1Loan amounts by the lenders vary based on qualifications.

2Since we do not lend money directly we cannot offer you a solicitation for a loan. In all serviced states we WILL match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans are not available in all states and all areas.

3Loans such as, Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan. Other types of loans may have pre-payment penalties as well.

4All lenders are responsible for their own interest rates and payment terms. Max Cash has no control over these rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working directly with the lender.

5The amount of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you. Just because you give us information on this web site, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time, in the circumstance for an auto title loan. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically, larger loans or higher risk loans use a GPS.

In some circumstances faxing may be required. Use of your cell phone to receive updates is optional. Please review our privacy policy.

Loans such as Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a loan. Rejections for loans are not disclosed to our firm and you may want to contact the lender directly.

Signature and personal loans are only available in Georgia and Florida. Loan amounts differ at locations. Account approval requires satisfaction of all loan eligibility requirements, including a credit inquiry, and, if applicable, motor vehicle appraisal.

Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

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